Lake Homes with FHA Listing Terms

Lake Homes with FHA Listing Terms

Welcome to Lake County, Michigan—a hidden gem nestled in the heart of the Great Lakes region. Known for its breathtaking natural beauty, Lake County is a haven for outdoor enthusiasts and those seeking a peaceful retreat. With its lush forests, sparkling lakes, and winding rivers, the area offers countless opportunities for hiking, fishing, and boating. Whether you’re exploring the scenic trails of the Manistee National Forest or enjoying a serene day at one of the many pristine lakes, Lake County is a paradise for nature lovers.

In addition to its stunning landscapes, Lake County boasts a charming small-town atmosphere, where friendly faces and a strong sense of community can be found around every corner. The local towns offer unique shops, cozy cafes, and delightful eateries, making it easy to immerse yourself in the local culture.

For homebuyers, Lake County presents an excellent opportunity with FHA listing terms available for many properties. This means that you can take advantage of flexible financing options designed to make homeownership more accessible. Whether you’re a first-time buyer or looking to invest in a vacation home, the FHA listings in Lake County provide a range of options to suit your needs. From quaint cabins nestled in the woods to charming family homes, there’s something for everyone in this picturesque county.

Discover the magic of Lake County, MI, where your dream home awaits amidst the beauty of nature and the warmth of a welcoming community. Embrace the lifestyle you’ve always wanted—it's time to make Lake County your home!

Newest Lake Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26044171 MLS ⋅ ACTIVE Status

Welcome home to the peaceful Village of Baldwin, where small-town charm, outdoor recreation, and affordable living come together! Nestled on a spacious corner lot, this beautifully maintained 3-bedroom, 2-full-bath home offers the move-in-ready living you've been looking for. Completely renovated down to the studs in 2015, the home features updated windows, mechanicals, appliances, and more—giving you the character of small-town living without the worry of a major renovation. Inside, you'll find a clean, comfortable, and thoughtfully cared-for home, while outside, a cute backyard patio and large lot give you plenty of space to relax, entertain, or enjoy the warmer months. The location is just as inviting! Take a short walk into Baldwin's classic downtown for ice cream or a bite to eat, spend the day exploring one of the many nearby lakes, or hit the golf course just 10 minutes away. You'll also be within approximately 40 minutes of both Ludington and Cadillac, making day trips to some of Northern Michigan's favorite destinations easy. With local summer festivities, endless outdoor recreation nearby, and that true small-town feel, this home offers a lifestyle that's hard to find at this price point. If you're looking for an affordable, well-cared-for home with plenty of space and a great location, 615 6th St is one you won't want to miss!

615 6th Street, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26043993 MLS ⋅ ACTIVE Status

Welcome to 11847 E 7 Mile Road in Tustin, where privacy, acreage, and country living come together on approximately 24 acres! This 3-bedroom, 2-bath home is tucked back into a beautiful Northern Michigan setting surrounded by woods and nature. Inside, you'll find a comfortable, open layout with updated flooring and finishes throughout. The spacious living room flows into the kitchen, which features stainless steel appliances, abundant cabinetry, a large center island with seating, and plenty of workspace. Both bathrooms have been updated, and the primary bedroom includes its own private bath. Outside is where this property truly shines. The approximately 24 acres offer a great mixture of wooded acreage, open and cleared areas, established trails and two-track access throughout the property. Whether you enjoy hunting, riding ATVs or side-by-sides, hiking, wildlife watching, gardening, or simply having room to roam, this property offers endless recreational possibilities. A private pond adds even more character to the land, while the surrounding woods provide a peaceful backdrop and excellent wildlife habitat. Multiple outbuildings offer additional storage and workspace, including a larger rustic workshop/storage building with a metal roof, plus smaller structures that could accommodate gardening supplies, recreational equipment, hobbies, or additional storage. The home itself features vinyl siding, a metal roof, a deck and outdoor sitting area, private well and septic, and propane heat. The aerial views truly showcase just how much land comes with this property and the privacy it provides. With a home, approximately 24 acres, pond, trails, woods, cleared areas and multiple outbuildings, this is a unique opportunity for anyone looking for a full-time residence, recreational property, hunting retreat, or peaceful place in the country. Come explore 11847 E 7 Mile Road and see just how much this Tustin property has to offer!

11847 E 7 Mile Road, Tustin

3 Beds ⋅ 2 Baths ⋅ 26043788 MLS ⋅ ACTIVE Status

Opportunities like this are nearly impossible to recreate. Set on 34.49 incredibly diverse acres with approximately 2,634 feet of private frontage along the Pine River, this extraordinary Northern Michigan property brings together extensive waterfront, remarkable natural beauty, privacy, and improvements in a setting that truly has to be experienced in person. At the heart of the property stands a custom-built Boyne Falls Virginian Model log home, constructed by Boyne Falls Custom Home Builders on a poured concrete foundation. The 3-bedroom, 2-bath home offers the unmistakable warmth and character of a true Northern Michigan retreat, featuring vaulted ceilings, a wood-burning fireplace, main-level primary bedroom, full basement, and beautiful views of the surrounding woods. Electric service to the cabin is underground, helping preserve the uninterrupted natural character of the setting. The land itself may be the property's greatest feature. The Pine River winds along more than half a mile of the property, joined by three separate creeks that meander through the acreage and feed into the river, along with several natural springs emerging from the hillsides and flowing toward the river below. Rolling hills, ravines, wetlands, river bottom, towering mature timber, and stretches of forest that feel untouched by time create an incredible diversity of terrain, wildlife habitat, and scenery. The owners have spent years thoughtfully caring for the property, doing nearly everything possible to make it accessible and enjoyable without taking away what makes it wild. The woods, waterways, trails, open areas, and improvements have been carefully maintained to complement the landscape rather than overpower it. The result is a property that feels remarkably natural while showing the level of care and stewardship that has gone into it. For the outdoorsman, the recreational opportunities are exceptional. The Pine River is recognized for trout fishing and is a favorite Northern Michigan river for canoeing and kayaking, putting fishing and paddling opportunities literally outside your door. The acreage itself provides tremendous opportunities for hunting, hiking, wildlife watching, exploring the creeks and springs, or simply disappearing into your own private piece of Northern Michigan. Beyond the property, the Luther area places you within reach of state forest lands, ORV and snowmobile trail systems, additional paddling and fishing access, and Caberfae Peaks Ski & Golf Resort, creating four-season recreation well beyond the boundaries of your own acreage. Additional improvements include a powered detached two-stall garage with an extra-deep concrete pad and a 38' x 32' pole barn offering approximately 1,216 square feet of additional space. Whether envisioned as a private Northern Michigan estate, premier hunting and fishing retreat, family compound, or simply a place to preserve and enjoy for generations, properties offering this combination of acreage, extensive river frontage, flowing creeks, natural springs, mature forest, infrastructure, and privacy are exceedingly rare. 34.49 acres. 2,634 feet of Pine River frontage. Three winding creeks. Natural hillside springs. A custom Boyne Falls log home. This is more than a property—it's a true generational opportunity to own your own slice of Northern Michigan heaven.

5118 N Raymond Road, Luther

4 Beds ⋅ 1 Baths ⋅ 1949228 MLS ⋅ ACTIVE Status

Near lakes & forests of northern Michigan, this beautiful ranch home is packed with amenities. Open floor plan from kitchen to dining-living area your choice, Family room or formal dining room, with lots of windows to bring in the light from the beautiful outdoors. This house comes furnished with New dishwasher, washer and dryer, water softener, microwave, electric stove with hood vent, refrigerator, 4-bed, 3 on main fl, lower w/room for more beds, 2 bath. 2+ garage w/attic storage-pull-down ladder, partially finished basement w/egress window, includes Generac whole house and shop generator powered by propane (you will never be without power), and central AC. 5 inch water well, three decks, back deck is 10 x 30 with a 10x20 canopy, side deck 8x24, front deck 10x27, Additional features fiber optic internet available. 30x40 insulated pole barn with cement floor that can store all of your snowmobiles, quads SideXSides, etc. that you can drive straight out of the pole barn to the trail head (approx. 2 miles away, no need to load them on a trailer). The pole barn has attic storage accessed by a pull-down ladder. There is a 30x15 workshop to hold your woodworking tools as well as a 22x14 garden shed that will hold all of your riding mowers and garden Mature Maple and pine- spruce trees. Huge Fenced yard. Close to main highways, Lakes, Rivers, Hunting, Shopping, State land, Hiking, Offroad trails, Fishing, Skiing, Golf, and More. Come check this one out.

702 Ash Street, Luther

3 Beds ⋅ 1 Baths ⋅ 26041977 MLS ⋅ ACTIVE Status

Welcome to 1065 Cedar Street, in the Village of Baldwin. This 3 bedroom 1 bath home is ready for you, the work has been done. Vinyl siding, metal roof, updated bathroom, updated kitchen, new front porch, beautiful patio entertaining area in the spacious back yard the list goes on. Step inside and see the spacious living and dining areas that flow into the nice open kitchen. Upstairs you will find three spacious bedrooms with real hardwood floors. Also there is an attached garage. Close to town and shopping. Not far from the Pere Marquette River and snowmobile trail. Call today for you personal tour.

1065 Cedar Street, Baldwin

2 Beds ⋅ 1 Baths ⋅ 26041506 MLS ⋅ ACTIVE Status

Welcome to 11821 S Red Cedar - Up North Cabin at BIG STAR LAKE with Bayak Beach Access. This year-round cabin built in 2001 has been recently refreshed with new kitchen and bathroom and is ready for your 4-Seasons enjoyment! Located in a recreational community on the South side of Big Star Lake - ORV friendly and Lake County trails abound! Near Pere Marquette River access for world class fishing and recreational canoe/kayaking. The town of Baldwin is minutes away on M-37. Large open great room w spiral staircase to additional living space. You're up North Get Away! Check this one out today!

11821 S Red Cedar Avenue, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26041394 MLS ⋅ ACTIVE Status

Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a spacious half-acre corner lot in Baldwin. Completely rebuilt from the studs in 2021, this turnkey home features an open, bright floor plan filled with natural light, along with a new metal roof, new siding, and new windows for years of low-maintenance living. Located directly across the street from the park and playground, you'll also enjoy being just minutes from the Manistee National Forest, extensive ATV trails, and world-class trout streams known for some of Michigan's best fishing. Steeped in history, this remarkable property also served as the home and office of Percy Langster, the first elected African American prosecuting attroney in the United States, offering a rare opportunity to own a piece of American history. Schedule your private tour TODAY!

1085 Maple Street, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26040986 MLS ⋅ ACTIVE Status

Nestled on a private, wooded lot in the heart of Idlewild, this beautifully maintained 3-bedroom, 2-bath ranch offers a peaceful retreat with all the comforts of modern living. Built in 2026, this move-in-ready home features an inviting open floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen is equipped with a center island, ample cabinet space, and a sleek black appliance package, making it ideal for both everyday living and entertaining. The primary suite offers a private full bath, while two additional bedrooms and a second full bathroom provide comfortable accommodations for family and guests. Surrounded by mature trees, the secluded setting offers privacy, abundant wildlife, and plenty of space to enjoy the outdoors. Whether you're searching for a full-time home, a weekend escape, or an investment property, this home is perfectly situated to enjoy everything Idlewild has to offer, including nearby lakes, trails, and year-round recreation.

5017 S Sunray Court, Idlewild

2 Beds ⋅ 1 Baths ⋅ 26040445 MLS ⋅ ACTIVE Status

Take a look at this 2 bedroom and 1 bathroom spacious cabin in the woods! This beautifully wooded property with nearly 44 acres is the perfect up north getaway. The home sits on a full basement with an attached one car garage. The main level offer a nice deck for outdoor seating overlooking the property. Once inside you will find a well kept open concept space perfect for relaxing or entertaining. The unfinished basement offer space for some growth in the future. Outside you will find trails winding through the woods which are filled with wildlife. This property is perfect for hunting, snowmobiling, and all the other outdoor activities making this a perfect Northern Michigan property. Close proximity to the Manistee National Forest and the Pere Marquette Trail adds to the lure of this property just a few minutes away from the highway.

5821 S Queens Highway, Chase

4 Beds ⋅ 1 Baths ⋅ 26039645 MLS ⋅ ACTIVE Status

Welcome to this 4-bedroom, 1-bathroom single residence in Baldwin, Michigan, offering 1,096 square feet of finished living space on a generous 108,900 square foot lot. The expansive grounds provide exceptional land value and flexibility for outdoor pursuits and potential development opportunities. This straightforward layout delivers practical living arrangements with ample room to grow and personalize. The substantial acreage surrounding this home creates a sense of openness and separation from the everyday hustle, making it an excellent choice for those seeking space and land ownership. Close to Pere Marquette River and snowmobile/ATV trails

4136 W 32nd Street, Baldwin

3 Beds ⋅ 1 Baths ⋅ 26039223 MLS ⋅ ACTIVE Status

Welcome home to this beautifully renovated 3-bedroom, 1-bath ranch nestled on a peaceful one-acre country setting. Combining modern updates with timeless farmhouse charm, this move-in ready home offers the perfect blend of comfort, style, and functionality. Whether you're searching for your first home, looking to downsize, or simply wanting the tranquility of country living, this property is sure to impress. Step inside to discover fresh paint throughout, gorgeous hardwood flooring, plush new carpet in the bedrooms, updated trim, farmhouse-inspired lighting, freshly stained interior doors, and thoughtful finishes around every corner. The completely remodeled kitchen is the heart of the home, featuring beautiful hickory cabinetry, rich butcher block countertops, brand-new appliances, and updated fixtures that create a warm and inviting gathering space. The bathroom has also been completely transformed with a new vanity, countertop, flooring, tub and shower, lighting, exhaust fan, and fixtures. Behind the scenes, you'll appreciate the extensive updates including a new furnace, new PEX water lines throughout, newer 4-inch well, updated thermostat, smoke alarms, ceiling fans, electrical covers, and more. Outside, fresh landscaping, new shutters, a charming front porch, and a convenient carport complete the package. Located just minutes from popular fishing destinations, ORV trails, and countless outdoor recreation opportunities, this home offers the perfect balance of peaceful country living and Up North adventure.

6918 S Saddler Road, Chase

3 Beds ⋅ 1 Baths ⋅ 26038824 MLS ⋅ ACTIVE Status

Move right in and start enjoying everything Northern Michigan has to offer! Recently renovated, this attractive 3-bedroom home features stylish flooring throughout, a welcoming foyer/mudroom, spacious bedrooms and an updated bath. You'll love entertaining guests on the large deck overlooking an enormous backyard. There's plenty of room to add a pole barn. Conveniently located in Baldwin, you're less than an hour from Lake Michigan, Cadillac, Big Rapids, and Traverse City. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this property puts you in the heart of year-round recreation. Enjoy world-class hunting, fishing, ORV and snowmobile trails, skiing, hiking, kayaking, swimming, and more—all just minutes from your doorstep!

2589 W Erie Street, Baldwin

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