Lake Homes with MSHDA Listing Terms

Lake Homes with MSHDA Listing Terms

Welcome to Lake County, Michigan, a hidden gem nestled in the heart of the Great Lakes region. Known for its stunning natural beauty and abundant recreational opportunities, Lake County is a paradise for outdoor enthusiasts and those seeking a serene lifestyle. With its picturesque lakes, lush forests, and rolling hills, this area offers a tranquil escape from the hustle and bustle of city life.

Lake County is home to a tight-knit community that values both tradition and progress. The local economy is bolstered by tourism, agriculture, and small businesses, creating a vibrant atmosphere where residents can thrive. Whether you're looking to explore the pristine waters of Lake Michigan or hike the scenic trails of the Manistee National Forest, this county provides endless opportunities for adventure and relaxation.

For those considering a move to this idyllic locale, homes in Lake County are available under the MSHDA (Michigan State Housing Development Authority) listing terms. This program is designed to assist homebuyers in achieving their dream of homeownership, offering various financing options and resources to make the process more accessible. Whether you're a first-time buyer or looking to invest in a vacation property, MSHDA listings can help you find the perfect home in this enchanting region.

Discover the charm and beauty of Lake County, MI, where every day feels like a getaway. With its welcoming community, breathtaking landscapes, and supportive housing programs, it’s the ideal place to call home. Explore your options today and take the first step toward your new life in Lake County!

Newest Lake Homes with MSHDA Listing Terms

4 Beds ⋅ 1 Baths ⋅ 1949228 MLS ⋅ ACTIVE Status

Near lakes & forests of northern Michigan, this beautiful ranch home is packed with amenities. Open floor plan from kitchen to dining-living area your choice, Family room or formal dining room, with lots of windows to bring in the light from the beautiful outdoors. This house comes furnished with New dishwasher, washer and dryer, water softener, microwave, electric stove with hood vent, refrigerator, 4-bed, 3 on main fl, lower w/room for more beds, 2 bath. 2+ garage w/attic storage-pull-down ladder, partially finished basement w/egress window, includes Generac whole house and shop generator powered by propane (you will never be without power), and central AC. 5 inch water well, three decks, back deck is 10 x 30 with a 10x20 canopy, side deck 8x24, front deck 10x27, Additional features fiber optic internet available. 30x40 insulated pole barn with cement floor that can store all of your snowmobiles, quads SideXSides, etc. that you can drive straight out of the pole barn to the trail head (approx. 2 miles away, no need to load them on a trailer). The pole barn has attic storage accessed by a pull-down ladder. There is a 30x15 workshop to hold your woodworking tools as well as a 22x14 garden shed that will hold all of your riding mowers and garden Mature Maple and pine- spruce trees. Huge Fenced yard. Close to main highways, Lakes, Rivers, Hunting, Shopping, State land, Hiking, Offroad trails, Fishing, Skiing, Golf, and More. Come check this one out.

702 Ash Street, Luther

3 Beds ⋅ 1 Baths ⋅ 26041977 MLS ⋅ ACTIVE Status

Welcome to 1065 Cedar Street, in the Village of Baldwin. This 3 bedroom 1 bath home is ready for you, the work has been done. Vinyl siding, metal roof, updated bathroom, updated kitchen, new front porch, beautiful patio entertaining area in the spacious back yard the list goes on. Step inside and see the spacious living and dining areas that flow into the nice open kitchen. Upstairs you will find three spacious bedrooms with real hardwood floors. Also there is an attached garage. Close to town and shopping. Not far from the Pere Marquette River and snowmobile trail. Call today for you personal tour.

1065 Cedar Street, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26041394 MLS ⋅ ACTIVE Status

Welcome to this beautifully renovated 3-bedroom, 2-bath home situated on a spacious half-acre corner lot in Baldwin. Completely rebuilt from the studs in 2021, this turnkey home features an open, bright floor plan filled with natural light, along with a new metal roof, new siding, and new windows for years of low-maintenance living. Located directly across the street from the park and playground, you'll also enjoy being just minutes from the Manistee National Forest, extensive ATV trails, and world-class trout streams known for some of Michigan's best fishing. Steeped in history, this remarkable property also served as the home and office of Percy Langster, the first elected African American prosecuting attroney in the United States, offering a rare opportunity to own a piece of American history. Schedule your private tour TODAY!

1085 Maple Street, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26040986 MLS ⋅ ACTIVE Status

Nestled on a private, wooded lot in the heart of Idlewild, this beautifully maintained 3-bedroom, 2-bath ranch offers a peaceful retreat with all the comforts of modern living. Built in 2026, this move-in-ready home features an inviting open floor plan that seamlessly connects the living room, dining area, and kitchen. The kitchen is equipped with a center island, ample cabinet space, and a sleek black appliance package, making it ideal for both everyday living and entertaining. The primary suite offers a private full bath, while two additional bedrooms and a second full bathroom provide comfortable accommodations for family and guests. Surrounded by mature trees, the secluded setting offers privacy, abundant wildlife, and plenty of space to enjoy the outdoors. Whether you're searching for a full-time home, a weekend escape, or an investment property, this home is perfectly situated to enjoy everything Idlewild has to offer, including nearby lakes, trails, and year-round recreation.

5017 S Sunray Court, Idlewild

2 Beds ⋅ 1 Baths ⋅ 26040445 MLS ⋅ ACTIVE Status

Take a look at this 2 bedroom and 1 bathroom spacious cabin in the woods! This beautifully wooded property with nearly 44 acres is the perfect up north getaway. The home sits on a full basement with an attached one car garage. The main level offer a nice deck for outdoor seating overlooking the property. Once inside you will find a well kept open concept space perfect for relaxing or entertaining. The unfinished basement offer space for some growth in the future. Outside you will find trails winding through the woods which are filled with wildlife. This property is perfect for hunting, snowmobiling, and all the other outdoor activities making this a perfect Northern Michigan property. Close proximity to the Manistee National Forest and the Pere Marquette Trail adds to the lure of this property just a few minutes away from the highway.

5821 S Queens Highway, Chase

3 Beds ⋅ 1 Baths ⋅ 26039223 MLS ⋅ ACTIVE Status

Welcome home to this beautifully renovated 3-bedroom, 1-bath ranch nestled on a peaceful one-acre country setting. Combining modern updates with timeless farmhouse charm, this move-in ready home offers the perfect blend of comfort, style, and functionality. Whether you're searching for your first home, looking to downsize, or simply wanting the tranquility of country living, this property is sure to impress. Step inside to discover fresh paint throughout, gorgeous hardwood flooring, plush new carpet in the bedrooms, updated trim, farmhouse-inspired lighting, freshly stained interior doors, and thoughtful finishes around every corner. The completely remodeled kitchen is the heart of the home, featuring beautiful hickory cabinetry, rich butcher block countertops, brand-new appliances, and updated fixtures that create a warm and inviting gathering space. The bathroom has also been completely transformed with a new vanity, countertop, flooring, tub and shower, lighting, exhaust fan, and fixtures. Behind the scenes, you'll appreciate the extensive updates including a new furnace, new PEX water lines throughout, newer 4-inch well, updated thermostat, smoke alarms, ceiling fans, electrical covers, and more. Outside, fresh landscaping, new shutters, a charming front porch, and a convenient carport complete the package. Located just minutes from popular fishing destinations, ORV trails, and countless outdoor recreation opportunities, this home offers the perfect balance of peaceful country living and Up North adventure.

6918 S Saddler Road, Chase

3 Beds ⋅ 1 Baths ⋅ 1947552 MLS ⋅ ACTIVE Status

Welcome to small-town living with big possibilities! Situated on a spacious double lot in the Village of Chase, this well-maintained 3-bedroom, 1-bath home offers comfort, convenience, and room to grow. The home is well insulated, making it easy to heat in the winter while staying cool throughout the summer months. Outside, you'll find a large detached garage with plenty of space for vehicles, tools, outdoor equipment, or all of your recreational toys. Whether you're a first-time homebuyer, looking for more space for a growing family, or searching for a northern Michigan getaway, this property has plenty to offer. Conveniently located approximately 25 minutes from Big Rapids and 30 minutes from Cadillac, you'll enjoy the peace of small-town living while remaining close to shopping, dining, and amenities. Outdoor enthusiasts will appreciate being within 10 minutes of multiple ORV trail systems, with Chase Creek Smokehouse just down the road for a great local meal. If you're looking for an affordable home with a large yard, oversized garage, and easy access to everything northern Michigan has to offer, this is one you won't want to miss!

6965 S Second Choice Street, Chase

3 Beds ⋅ 2 Baths ⋅ 26032245 MLS ⋅ ACTIVE Status

Located just 90 minutes north of Grand Rapids makes this a perfect lake home for vacationing or year-round living. This 3-bedroom 2-bath home is situated on nearly half an acre with over 100 feet of Rainbow Lake frontage. Rainbow Lake is an all seasons, no-wake lake. Rainbow Lake connects to Reed Lake via a channel between them. This home features a large living room with gas fireplace and is open to an extra-large dining room. You can take in lake views from the living room, dining room, breakfast area, or the kitchen. A large deck across the entire back of the home provides additional relaxing and entertaining space easily accessed through the sliding door in the dining room. Main floor laundry, hardwood floors, and tons of storage are just a few of the perks. Generator included. There is even an additional (approx.) 500 sf of unfinished living space in the lower walkout level that can used for an extra-large family room, or family room and 4th bedroom. New roof in 2022 and newer wat There is even an additional (approx.) 500 sf of unfinished living space in the lower walkout level that can used for an extra-large family room, or family room and 4th bedroom. New roof in 2022 and newer water heater. Home includes all appliances, and washer and dryer.

8862 W Rainbow Lake Drive, Baldwin

3 Beds ⋅ 2 Baths ⋅ 26031064 MLS ⋅ ACTIVE Status

Your Up North Lifestyle Starts Here. Imagine owning a property where every season brings a new adventure. Nestled on 30 private wooded acres in the heart of Northern Michigan's recreational paradise, this exceptional 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and outdoor opportunity. Whether your ideal day includes trail riding, snowmobiling, hunting, fishing, hiking, or simply unwinding around a campfire, you'll find it all right here. Located just minutes from extensive ORV and snowmobile trail systems, thousands of acres of state land, and countless lakes and rivers, this property places some of Michigan's best outdoor recreation right at your doorstep. Inside, rustic wood accents create a warm lodge-like atmosphere that perfectly complements the surrounding landscape. The thoughtfully designed floor plan features a spacious kitchen complete with a pantry, an eat-up bar with added seating, and a custom live-edge liquor buffet that serves as a stunning focal point for entertaining family and friends. Step outside onto the patio and enjoy peaceful evenings watching deer, turkey, and other wildlife frequent the property. The land itself is equally impressive. Rolling wooded terrain provides beauty, privacy, and excellent habitat for wildlife. Hunters will appreciate the turnkey setup featuring three ground blinds and four ladder blinds already strategically positioned throughout the property. A large 30' x 48' pole barn with concrete floors and electricity offers ample room for ATVs, snowmobiles, boats, equipment, tools, and recreational gear. Whether you're searching for a year-round residence, a hunting retreat, a family getaway, or your own private recreational headquarters, this rare property delivers the space, amenities, and location to fully embrace the Up North lifestyle you've been dreaming about. Ride. Hunt. Fish. Explore. Relax. Repeat.

7672 E 48th Street, Chase

4 Beds ⋅ 1 Baths ⋅ 26028494 MLS ⋅ ACTIVE BACKUP Status

Welcome to this spacious 4-bedroom, 1-bath home situated on a large corner lot in the heart of Luther. This home could use a little TLC, making it a fantastic opportunity for buyers looking to build equity and add their own personal touches. The sellers are motivated and willing to consider all offers. Bring your ideas, bring your vision, and bring an offer! Offering over 1,300 square feet of living space, this property provides plenty of room for a growing family while still maintaining small-town charm and affordability. Inside, you'll find a generously sized kitchen with ample cabinet space, spacious living areas, and large bedrooms throughout. The enclosed front porch adds additional living space and creates the perfect place to relax and unwind. The upper-level bedrooms offer unique character and flexible spaces for children, guests, hobbies, or a home office. Step outside to enjoy the fully fenced backyard, providing privacy and plenty of room for entertaining, pets, gardening, and outdoor recreation. The detached garage offers additional storage and workspace, while the large lot provides endless possibilities. Located near schools, parks, shopping, and local amenities, this property is also just minutes from the Little Manistee River, state land, ORV trails, snowmobile trails, hunting, fishing, kayaking, and all the outdoor recreation Northern Michigan has to offer. Schedule your private showing today and discover the potential this property has to offer. Buyers to verify all information. Disclaimer: Some listing photos may contain virtual staging, photo enhancements, or digital edits intended to help visualize the property's potential. Actual property condition may vary. Buyers are encouraged to verify all information and inspect the property in person.

614 River Street, Luther

2 Beds ⋅ 1 Baths ⋅ 26024784 MLS ⋅ ACTIVE Status

WELCOME to your peaceful northern Michigan retreat! As you step inside, you'll immediately appreciate the open, airy feel of the living spaces, featuring bright natural light, fresh finishes and a warm, inviting atmosphere. This beautifully updated 2-bedroom,1-bath ranch home is nestled on a secluded, nicely wooded half-acre setting just a short distance from the public access of Wolf Lake and surrounded by the highly desirable Chain of Lakes area. Enjoy nearby access to multiple inland lakes and a quick drive to the stunning sugar sand beaches of Lake Michigan. The fresh and inviting home features a spacious OPEN Floor Plan with an expansive Kitchen and Living Area, perfect for everyday living and entertaining. Many recent updates, include Fresh interior paint (May 2026), a Stunning new vaulted insulated sunroom/addition filled with Natural light-creating the perfect space for relaxation and tranquility-a newly enclosed addition that adds even more functional living space. The .....> The large Bathroom offers double sinks, a beautifully tiled shower, and tiled flooring for a spa-like feel. Outdoor living shines with multiple entertaining areas, including concrete patios , refreshed gravel driveway, and completely fenced backyard offering privacy and peaceful setting. The impressive 24x24 insulated outbuilding/garage is equipped with heat and electric, making it ideal for hobbies, storage,a workshop,or year-round use. Whether you're looking for a full-time residence, a vacation getaway, or UP NORTH escape, this move-in-ready property offers peaceful surroundings,modern comforts,and unbeatable proximity to Lakes,recreation, Thousands of acres of State Land (Hunting & Fishing), as well as the Lake Michigan Shoreline. A Must-see!

1581 Lone Pine Drive, Baldwin

2 Beds ⋅ 2 Baths ⋅ 26024495 MLS ⋅ ACTIVE Status

You won't want to miss this BEAUTIFUL barndominium built in 2021! Once inside discover custom touches throughout this stunning 2-bedroom, 2-bathroom home. From the warm wood accents to the one-of-a-kind bathrooms, every detail creates a space you'll instantly fall in love with. The main level features an open-concept living room and kitchen, along with the primary bedroom and bathrooms. The attached garage is currently being used as a bonus room, offering additional space for living, entertaining, or storage. Upstairs, you'll find a large loft overlooking the main living area, creating a flexible living space. For those looking to entertain or simply relax, the barndo also includes an additional family room complete with a wood-burning stove. Comfort is a priority year-round with the in-floor radiant heating throughout the house, including the garage, which keeps the home warm during Northern Michigan winters while maintaining a comfortable temperature throughout every season. Outside you will find a westward facing covered patio to enjoy your coffee in the morning and sunsets in the evening. There is also a heated pole barn, perfect for working, storing equipment, or housing all of your outdoor toys. A smaller shed is also ready for your finishing touches to suit whatever additional needs you may have. Surrounded by woods, this private property offers seclusion from the main road while still being conveniently close to countless outdoor recreational opportunities. From lakes and rivers to beaches, hiking and biking trails, and snowmobile routes, this location provides easy access to everything that makes Northern Michigan special. OVR trails are a few miles away and access to the White Pines bike trail is right across the street. This truly is a one-of-a-kind property you won't want to miss!

4850 E US Highway 10, Chase

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