Mason Homes with FHA Listing Terms

Mason Homes with FHA Listing Terms

Welcome to Mason County, Michigan, where natural beauty meets community charm! Nestled along the stunning shores of Lake Michigan, this picturesque county is known for its breathtaking landscapes, vibrant small towns, and a rich tapestry of outdoor activities. Whether you’re hiking the scenic trails of Ludington State Park or enjoying a day at the beach, Mason County offers a lifestyle that celebrates both adventure and tranquility.

For those looking to make Mason County their home, you'll find a diverse range of real estate options that cater to various budgets and preferences. Notably, homes in this area often come with FHA listing terms, making it easier for first-time buyers and those looking to invest in property. With the Federal Housing Administration (FHA) backing these loans, you can enjoy lower down payment requirements and more flexible credit score criteria, opening the door to homeownership in this idyllic region.

Imagine settling into a cozy cottage just minutes from the lake, or a charming family home in one of Mason County’s welcoming neighborhoods. The local real estate market is flourishing, offering a mix of historic properties and new constructions that reflect the county's unique character. Plus, with a strong sense of community and a wealth of local amenities, including shops, restaurants, and schools, Mason County is not just a place to live but a place to thrive.

Explore the possibilities that await you in Mason County, where your dream home is just a listing away!

Newest Mason Homes with FHA Listing Terms

4 Beds ⋅ 3 Baths ⋅ 26042971 MLS ⋅ ACTIVE Status

Beautifully renovated 4-bedroom, 3-bath City of Ludington home in a prime location near downtown, Lake Michigan beaches, marina, restaurants, parks and schools. This classic home offers quality updates throughout, including a private main-floor primary suite with his-and-her closets, double vanity bath and sunroom. Updated kitchen features London Sky quartz countertops, island and stainless appliances. Enjoy hickory hybrid flooring, large bay windows, built-ins and a double-sided gas fireplace. Major renovations approximately five years ago included furnace, water heater, electrical, plumbing, windows, doors, lighting, drywall, paint, flooring, siding and closed-cell foam insulation. Encapsulated crawl space. Newer concrete rear patio provides a great space for entertaining. Home is currently used as a vacation rental. Any required short-term rental license or approval is not transferable and must be obtained by the new owner. Furnishings may be negotiable.

316 N William Street, Ludington

4 Beds ⋅ 1 Baths ⋅ 26042341 MLS ⋅ ACTIVE Status

Tucked away on a no outlet street with local wildlife and exceptional privacy, this 2-story, 4-bedroom, 1-bathroom traditional home in the City of Scottville was fully renovated down to the studs in 2023—complete with new shingles, windows, insulation, neutral paint, fixtures, and flooring throughout. Step through the welcoming front door into a bright, open floor plan featuring a formal dining area, a heated sun porch, a functional mudroom, and a main-floor laundry room. The spacious kitchen is equipped with new cabinetry, a walk-in pantry, a 60/40 sink with updated fixtures, and modern black finishes. A brand-new water heater, with natural gas and city water servicing the home. Outside, enjoy a large side deck overlooking the 0.85 acre tree-lined yard with a fenced-in play area and a 1-stall detached garage.

213 E 2nd Street, Scottville

4 Beds ⋅ 2 Baths ⋅ 26041388 MLS ⋅ ACTIVE BACKUP Status

Recently remodeled 4 bed 2 bath near downtown Ludington and Pere Marquette Lake. If you are looking for a move in ready home in need of nothing then this is for you! This home features an expansive main floor master suite, main floor laundry, redesigned staircase, new kitchen with granite countertops, sunporch overlooking the inviting patio area and so much more! Call on this today!

612 E Melendy Street, Ludington

4 Beds ⋅ 1 Baths ⋅ 26041337 MLS ⋅ ACTIVE Status

Pleasant 4-bedroom home offering a bright, spacious open floor plan that's perfect for everyday living. Desirable corner lot with a fenced backyard providing plenty of privacy and features a large patio, ideal for relaxing or hosting gatherings. Finished shed can be used for a 3-season bonus room, hobby space, or additional storage. Conveniently located close to downtown Ludington, this home combines comfort, functionality, and a great location.

113 Franklin Street, Ludington

3 Beds ⋅ 3 Baths ⋅ 26040973 MLS ⋅ ACTIVE Status

Premier Ludington Location! Just minutes from the sandy shores of Lake Michigan, Hamlin Lake, and Ludington State Park on M-116, this lovely home and property is ready for immediate occupancy. Situated on a large wooded parcel, and set back from the road with a circular drive, this 3 bedroom/2 1/2 bath home built in 1989 is well appointed and is in immaculate condition! The grand entry, with light pouring through from the vaulted dormer above, welcomes you the the main floor with two living areas - one has a wood burning fireplace; both formal and informal dining areas; a fabulous kitchen with Cambria quartz tops which overlooks the sunny back deck and yard; 1/2 bath and laundry. Three large bedrooms on the second floor include an expansive Primary Suite with private full bath, and a second full bath with new low threshold shower. Basement, currently used for storage, could be transformed to additional living space with the addition of egress windows to add more light...MORE Outside spaces provide room to escape and enjoy the surrounding woodlands. The covered front porch is a cozy gathering place and the tiered rear deck is perfect for entertaining large crowds! Step into the woods beyond the fire pit to enjoy the solace that Northern Michigan is known for! Versatile storage sheds can house your maintenance tools or become special spaces to retreat or create. Central Air Conditioning was just added to keep those summer days cool inside. Secure this one owner property that has been lovingly and skillfully maintained and start making your memories here in Ludington!

7354 W M-116, Ludington

2 Beds ⋅ 1 Baths ⋅ 20261061678 MLS ⋅ ACTIVE Status

DEER HUNTERS DREAM WITH 51 ACRES TO ROAM AROUND IN. COME SEE THIS 1 STORY HOME, 2 BEDROOM, 1 BATH WITH EXTERIOR BUILDINGS FOR STORAGE.

10704 N Us Highway 31, Not Provided

4 Beds ⋅ 2 Baths ⋅ 50217483 MLS ⋅ ACTIVE Status

There is no place like home, and this charming 4 bed, 2 bath Cape Cod captures your heart from the curb with its classic architecture, beautifully maintained perennial flower beds and inviting entrance. This home offers modern comfort with many updates and upgrades, while embracing the timeless finishes of the original design. Great for entertaining with the spacious living room and formal dining, it also offers you solitude in the fenced backyard and patio area with more perennials and mature trees. Close to schools and the perfect location for commuters. Schedule your showing today!

107 N Reinberg Avenue, Scottville

6 Beds ⋅ 5 Baths ⋅ 26040610 MLS ⋅ ACTIVE Status

Ludington Orchard Retreat Private 6-Bedroom Estate on 6 Acres - Minutes from Lake Michigan Just minutes from downtown Ludington, the beautiful shores of Lake Michigan, and surrounded by picturesque apple and cherry orchards, Ludington Orchard Retreat is a distinctive 5,024-square-foot home on 6 private acres that combines timeless architecture, modern updates, and expansive living in one of West Michigan's most desirable locations. Originally built in 1963 and inspired by the architectural principles of Frank Lloyd Wright, this remarkable home has been thoughtfully refreshed while preserving its unique character, warmth, and design. The spacious floor plan features six bedrooms, three full bathrooms, two half bathrooms, multiple living and gathering spaces, two dining areas, and an attached four-car garage. The flexible layout provides space for multigenerational living, remote work, entertaining, and everyday comfort. The main level has been updated with lux ury vinyl plank flooring throughout much of the living area, fresh interior paint, updated finishes, and a beautifully renovated powder room. The spacious primary suite features a private en-suite bathroom with custom wood ceiling beams and sliding glass doors leading to a private patio overlooking peaceful orchards and abundant wildlife. The updated kitchen includes a complete stainless steel appliance package with refrigerator, range, double oven, dishwasher, new sink, garbage disposal, and water filtration system. Generous cabinetry and workspace make it functional for daily living and entertaining. A separate office or guest suite with its own exterior entrance and half bathroom provides exceptional flexibility for remote work, visitors, hobbies, or extended household living. The finished lower level with exterior access includes a kitchenette, full bathroom, expansive family room, and a stunning double-sided fireplace. A second fireplace on the main level creates another inviting gathering space. Outside, enjoy the custom wood-fenced patio, providing a secure area for pets, outdoor dining, entertaining, or simply relaxing while watching deer and other wildlife move through the surrounding orchards. Property highlights include: * Over 5,000 square feet of finished living space * Six private acres surrounded by apple and cherry orchards * Six bedrooms * Three full bathrooms and two half bathrooms * Attached four-car garage * Luxury vinyl plank flooring * Fresh interior paint and updated finishes * Complete stainless steel kitchen appliance package * New sink, garbage disposal, and water filtration system * Renovated powder room * Primary suite with private patio and custom wood ceiling beams * Private office or guest suite with separate exterior entrance * Two dining areas * Finished lower level with kitchenette * Two fireplaces * Custom wood-fenced patio * New roof installed in 2022 * Private well and septic system * High-speed internet available * Minutes from downtown Ludington, Lake Michigan beaches, marinas, parks, shopping, restaurants, golf courses, and year-round outdoor recreation Large homes on acreage this close to Ludington and Lake Michigan are becoming increasingly difficult to find. This unique property combines spacious indoor living, beautiful outdoor surroundings, and convenient access to everything the Ludington area has to provide. The flexible floor plan, peaceful setting, and thoughtful updates make this home well suited for year-round living, seasonal use, remote work, and multigenerational households. The property showcases timeless architecture, modern improvements, and exceptional privacy in a beautiful West Michigan setting. We recognize the value experienced real estate professionals bring to the home-buying process and welcome interest from qualified buyers and their representatives.

3283 W Kinney Road, Ludington

3 Beds ⋅ 1 Baths ⋅ 26039283 MLS ⋅ ACTIVE CONTINGENT Status

A COUNTRY FEELING IN THE VILLAGE OF CUSTER - Welcome home to this affordable 3-bedroom, 1-bath property located at the end of a quiet no-outlet road. Situated on 1.75 acres, this home offers the peaceful feel of country living while still enjoying the convenience of natural gas and city sewer. Major improvements have already been completed, including a new roof, newer well, newer furnace, new second-floor windows, a remodeled bathroom, and updated PEX and PVC plumbing throughout. With the big-ticket items taken care of, you can add your own personal style and updates to make it truly your own. The property also features mature shade trees, a one-car attached garage, and a storage shed, providing plenty of outdoor space and functionality. Offering exceptional value at an affordable price, this home is one you won't want to miss!

456 Maple Street, Custer

3 Beds ⋅ 2 Baths ⋅ 26038997 MLS ⋅ ACTIVE CONTINGENT Status

Welcome home to this well maintained 3-bedroom, 2-bath home, perfectly situated on a nicely landscaped 1.5-acre lot. Thoughtful recent updates include a conversion to natural gas, a newer furnace and central air system, a remodeled bathroom, and newer appliances, offering comfort and peace of mind. The inviting main level features an open-concept kitchen and dining area that flows seamlessly into the bright living room, highlighted by a charming bay window. The partially finished walk-out lower level offers natural light and sliding glass doors leading to a private patio.Take in the scenic views from both the front and rear covered porches, providing the perfect spots to unwind. Need extra storage or workspace? This property delivers with an attached one-car garage, a 16' x 32' pole barn, and an impressive 32' x 40' pole barn—offering endless possibilities for hobbies, equipment, or recreational vehicles. Conveniently located just minutes south of town. Call for a private tour today!

4890 W Kinney Road, Ludington

3 Beds ⋅ 2 Baths ⋅ 26038538 MLS ⋅ ACTIVE Status

Discover this stunning 3-bedroom, 2-bath retreat situated on 25 acres that directly borders the Manistee National Forest. Inside, you'll find that wow factor lodge feel, perfect for adventure gatherings. The home features extensive, high-quality renovations including a new furnace, deck stain, roof with gutters, siding, appliances, doors and floors. The interior is defined by stunning 12-inch wide pine tongue-and-groove walls, adding rustic elegance to the bedrooms, baths, upgraded kitchen, and living room. 2-car attached garage and 12x24 storage shed provide ample space for gear. The property is an outdoors dream with blinds, established food plot, and private trails winding through the woods. Relax at the dedicated fire pit or enjoy morning coffee on your private back deck. Surrounded by numerous lakes and rivers, this location offers endless fishing, boating, and wildlife observation opportunities. This outdoor paradise blends modern comfort with the beauty of the wilderness. Furnishings can be negotiable. The additional 20 acres were added last year to the total acreage. Parcels combined = 25 acres

110 S Taylor Road, Branch

3 Beds ⋅ 1 Baths ⋅ 26038497 MLS ⋅ ACTIVE Status

Welcome to your oasis! This wonderful property has lovingly been cultivated with flowers, fruit trees, vegetables and sunflowers! 3 bedrooms, 1 bath, wood floors and tasteful updates make this a must see! The garage off the alley is currently set up as a workout space but could provide parking. Home is within walking distance to downtown and all Ludington has to offer! If you have a green thumb then this is the place for you! Call today!

215 E Melendy Street, Ludington

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