Mecosta Homes with MSHDA Listing Terms

Mecosta Homes with MSHDA Listing Terms

Welcome to Mecosta County, Michigan – a hidden gem nestled in the heart of the Great Lakes region. Known for its stunning natural beauty, Mecosta County is a paradise for outdoor enthusiasts, featuring an array of lakes, rivers, and lush forests. With over 60 lakes and miles of scenic trails, residents and visitors alike can enjoy fishing, boating, hiking, and camping in this picturesque landscape. The county is also home to charming small towns like Big Rapids and Canadian Lakes, offering a delightful blend of community spirit and local amenities.

For those looking to call Mecosta County home, the housing market here is vibrant and diverse. With MSHDA (Michigan State Housing Development Authority) listing terms available, potential homeowners can take advantage of various financing options designed to make homeownership more accessible. Whether you’re searching for a cozy cottage by the lake, a spacious family home, or a quaint bungalow in town, there’s something for everyone in Mecosta County.

The community is known for its friendly atmosphere and strong sense of belonging, making it an ideal place to raise a family or retire in tranquility. Additionally, with a variety of local events, farmers' markets, and festivals, there’s always something happening to bring people together.

Discover the charm of Mecosta County and explore the opportunities that await you in this beautiful part of Michigan. With MSHDA listing terms, owning your dream home in this idyllic setting is closer than you think!

Newest Mecosta Homes with MSHDA Listing Terms

3 Beds ⋅ 3 Baths ⋅ 1949939 MLS ⋅ ACTIVE Status

A little piece of private heaven with fantastic, unobstructed views of Merrill Lake! Imagine waking up to views of the water and enjoying your morning coffee from the full-length deck. The semi-open floor plan flows easily from the kitchen into the living area. The kitchen features lake views, plenty of storage, and a charming three-sided breakfast nook. The combined dining and living room is kept cozy by a pellet stove insert, while wood floors allow for flexible furniture placement. A bonus room off the living area is ideal for a home office or additional sleeping space. The spacious primary bedroom easily accommodates a full suite of furniture and features double closets and a windowed area perfect for a reading nook. The full bathroom includes a soaking tub, separate shower, and sliding glass door overlooking the lake. The lower level offers a large recreation room, an exercise area with lake views, and three additional rooms. Two are legal bedrooms, while the third is a versatile flex room without an exterior window. Step outside to relax on the lower-level swing and take in the peaceful surroundings. The property gently slopes toward the water, with a walkway leading to the lake and plenty of pine trees providing shade. A good-sized freestanding shed offers convenient storage for lawn, lake, and recreational equipment. A shared lake-access site just down the road provides a convenient place to launch and enjoy Merrill Lake.

3185 Miller Drive, Sears

3 Beds ⋅ 1 Baths ⋅ 26045369 MLS ⋅ ACTIVE Status

Welcome home to this inviting three-bedroom, one-bath home offering 1,888 square feet of finished living space and a comfortable open-concept layout. Well-proportioned rooms and a practical floor plan provide plenty of flexibility. The finished basement features a fun retro design, creating the perfect space for entertaining, relaxing, or hosting game nights. You'll also find additional space ideal for a private home office, craft room, music room, or hobby area, along with plenty of storage. Outside, enjoy a spacious .34-acre lot with a covered backyard patio, perfect for morning coffee, summer gatherings, or simply relaxing outdoors. The oversized two-car garage provides ample room for vehicles, tools, recreational gear, and additional storage. Located just north of the City of Big Rapids, this home offers the perfect combination of space and convenience. You're approximately five minutes from town, with easy access to dining, shopping, biking and hiking trails. A must see home!

20600 Ross Parkway, Big Rapids

3 Beds ⋅ 2 Baths ⋅ 26045280 MLS ⋅ ACTIVE Status

This 3/4-bedroom, 2-bathroom home offers 2,256 square feet of finished living space situated on over half an acre in highly regarded Canadian Lakes. The single-family golf front residence includes a 2-car garage. This home delivers substantial square footage and lot size for the buyer seeking space and privacy. Meticulously maintained, cathedral ceilings, beautiful gas fireplace, and exceptional tiled showers, are just a few features you will find in this home. Many updates include roof (2017), soft water system (2024), main bedroom carpet (2024), and more. The .50-acre lot next door is also available for $9,000. The buyers will have first right of refusal. The purchase of this home with annual dues includes access to 3 golf courses (two of them free with paid HOA), indoor/outdoor pools, tennis courts, pickle ball courts, walking trails, and much more! Come see what the "Good Life" is all about. Get your private tour today.

7700 Red Fox Road Unit 39, Canadian Lakes

3 Beds ⋅ 2 Baths ⋅ 26045052 MLS ⋅ ACTIVE Status

Cabin charm, 10 wooded acres, and a garage best described by the sellers as "what happens when a garage and a pole barn fall in love!" This inviting Newaygo retreat features 3 bedrooms, 2 full bathrooms, a comfortable living room, dining area, and kitchen, all filled with the cozy character you would expect from its log-style siding and cabin-inspired interior. Enjoy peaceful mornings on the covered porch, open and nicely maintained lawn areas surrounding the home, and a private path leading into the wooded acreage beyond. The property has served as both a home and, at one time, an Airbnb, offering a unique history and plenty of possibilities for its next owner. Central air, a brand-new well, and fresh updates throughout add comfort and peace of mind. The impressive oversized garage provides abundant room for vehicles, recreational equipment, storage, hobbies, and more. The sellers are also open to including many of the furnishings through a separate agreement, making this charming retreat even easier to enjoy!

23410 N County Line Road, Newaygo

3 Beds ⋅ 2 Baths ⋅ 1949755 MLS ⋅ ACTIVE Status

Come discover this well-maintained 3-bedroom, 2-full-bath home nestled in the heart of Chippewa Lake and true “UP NORTH” living! Centrally located between Big Rapids and Mt. Pleasant, this home is perfect for easy campus commutes while offering a peaceful place to call home. With 1,568 SF of thoughtfully designed living space, this corner-lot gem has all the finishing touches already in place. Step inside through the covered entryway into an expansive mudroom that flows into the open floor plan. The centrally located kitchen offers a wonderful layout with two kitchen pantries and a vast view of the living and dining areas—perfect for entertaining or everyday family life. You’ll love the peace of mind provided by the GENERAC whole-home generator, powered by natural gas and capable of powering both the home and garage. Plus, enjoy the convenience of an updated on-demand tankless water heater. Outside, relax on the covered concrete patio, perfect for summer BBQs, and enjoy the convenience of a 2-car detached garage. And when it’s time to enjoy the lake, you’re less than three blocks from Chippewa Lake! Come take a look at this true jewel in the heart of UP NORTH! You may just find that it feels a lot like home.

10687 Dwight Street, Chippewa Lake

3 Beds ⋅ 2 Baths ⋅ 26044800 MLS ⋅ ACTIVE Status

Gorgeous, well-maintained ranch home, ready for you to move right in! The house features 3 bedroom & 1.5 baths with a full basement, 2 gas fireplaces and an attached heated & finished garage. New, large deck overlooks the beautiful, private large back yard. The entire home has been updated. New furnace, A/C, water heater, & water softener. It has a large 16' x 24' family room addition with a large stone gas fireplace and big windows and doors overlooking the wildlife that frequent the backyard. Completely remodeled main bath with tiled shower. Newly built 32x24 pole barn with electric and concrete floor. Home has stunning sun rises and sun sets. Too many upgrades to list! Schedule your private showing today!

2624 100th Avenue, Lakeview

5 Beds ⋅ 3 Baths ⋅ 26044701 MLS ⋅ ACTIVE Status

Welcome Home! This beautiful 5-bedroom, 2.5-bath home offers the perfect combination of comfort, privacy, and convenience, Winters Creek frontage and a spacious, private yard. Step inside and you're welcomed by a dream kitchen that flows seamlessly into the open dining and living areas. The spacious great room features a large slider that opens onto your private deck and outdoor sitting area—perfect for enjoying the peaceful surroundings. Cozy up around the brick fireplace in the living room or head downstairs to the family room, where a fireplace creates a warm and inviting atmosphere. Major updates have been completed throughout the home—you truly need to see it in person to appreciate all it has to offer! The lower level provides additional living space, while the massive garage offers plenty of room for vehicles, hobbies, and excellent storage. Enjoy the tranquility of being outside the city limits while remaining just minutes from Big Rapids amenities Ferris State University. With beautiful creek frontage, generous outdoor space, abundant storage, and numerous updates, this home is a must-see!

14160 Oak Hollow Drive, Big Rapids

3 Beds ⋅ 1 Baths ⋅ 26043614 MLS ⋅ ACTIVE Status

Sometimes the best homes aren't the ones trying to be something they're not - they're the ones offering solid space, a great location and plenty of opportunity to make them your own. Set on approximately .81 acre just south of Big Rapids, this 3-bedroom ranch combines comfortable main-floor living with an attached 2-car garage, a partial 900 sq ft basement that can be finished and an enclosed porch that may quickly become one of your favorite spaces in the house. With approximately 1535 square feet above grade, there is considerably more here than you might expect at first glance. Inside, the home has a comfortable, practical layout with a spacious living room offering plenty of room for everyday living and entertaining. The kitchen provides abundant wood cabinetry and workspace, while three bedrooms keep everything conveniently located on one level. The natural wood trim and other original details give portions of the home the character that newer construction often tries to recreate . Central air and forced-air heat add everyday comfort. And then there's the enclosed porch. Surrounded by windows and finished with warm natural wood walls and ceiling, this long, light-filled space adds an entirely different dimension to the home. Morning coffee, a reading area, plants, hobbies or simply a place to enjoy the changing Michigan seasons there's plenty of room to decide what this space becomes for you. The partial basement is another major asset. Rather than being packed wall-to-wall with somebody else's stuff, the open basement lets you actually see what you're getting. Painted masonry walls and floors create a clean appearance, while the exposed ceiling and existing framed areas make it easy to envision workshop space, organized storage, recreation or future improvements. There's a substantial amount of additional usable space here for a buyer who needs more than the finished square footage upstairs suggests. Outside, the approximately 0.81-acre level lot provides breathing room without creating an overwhelming amount of property to maintain. The attached oversized 2-car garage adds everyday convenience along with additional storage, and the large driveway provides plenty of practical parking space. Utilities are serviced by private well and septic along with natural gas availability. The location might be one of this property's strongest advantages. Situated in the Rogers Heights area south of Big Rapids, the home offers convenient access to town while keeping you close to the outdoor recreation that makes this part of Mecosta County so appealing. With many nearby rivers to access, and the surrounding Big Rapids area provides multiple opportunities to enjoy the Muskegon River. Nearby Richard Ulrich Park - Rogers Dam Scenic Outlook and Interpretative Park overlooks Rogers Dam and Rogers Pond, while Highbanks Park provides additional access to the Muskegon River. Head into Big Rapids and you'll find shopping, restaurants, services and the campus of Ferris State University along with an impressive collection of outdoor recreation. The Big Rapids Riverwalk follows the Muskegon River through the community and connects several parks and recreation areas, while the Fred Meijer White Pine Trail State Park runs through Big Rapids as part of its route between the Grand Rapids area and Cadillac. Northend Riverside Park combines Muskegon River access with the White Pine Trail, giving outdoor enthusiasts even more options for biking, walking, fishing and enjoying the river. This is a home with good bones, useful space and possibilities that extend well beyond its three bedrooms and 1535 finished square feet. Whether it's that window-filled enclosed porch, the nearly acre lot, attached garage, unfinished basement or convenient access to Big Rapids and the Muskegon River, there's a lot here to work with. Bring your ideas, take a good look around and imagine what comes NEXT at 20085 11 Mile Rd. Schedule your private showing today.

20085 11 Mile Road, Big Rapids

1 Beds ⋅ 1 Baths ⋅ 26043593 MLS ⋅ ACTIVE BACKUP Status

our Chippewa Lake Getaway Awaits! Discover the charm of lakeside living with this inviting 1-bedroom, 1-bath home in the heart of the Chippewa Lake community. Filled with abundant natural light, the home feels bright, warm, and welcoming, creating a comfortable space to relax and enjoy. Whether you're looking for a cozy year-round residence, a peaceful weekend retreat, or an investment opportunity, this property offers a wonderful combination of comfort, outdoor space, and convenience. Outside, you'll find beautifully established flower beds and an expansive backyard that truly invites you to enjoy the outdoors. Picture relaxing around the fire pit on warm summer evenings, entertaining friends and family, or simply enjoying your own private space. There's plenty of room to make the backyard your own. Parking and storage are also a standout feature. A conveniently located carport near the home provides covered parking, while the detached 1.5-car garage includes an additional attached carport. With all this covered space, there's plenty of room for vehicles, recreational toys, outdoor equipment, and more. When you're ready to enjoy the lake lifestyle, Chippewa Lake is right at your doorstep. Spend summer days boating, fishing, relaxing by the water, or exploring the surrounding area. Nearby Stone House Vineyards adds another fun destination to enjoy, while the laid-back atmosphere of this lakeside community makes it easy to slow down and enjoy the seasons. Need to head into town? Big Rapids is just a quick and convenient Whether you're dreaming of a year-round home, a weekend escape, or a property with rental income potential, this charming Chippewa Lake property is ready to welcome its next owner. Come see all the possibilities for yourself! away, offering shopping, dining, entertainment, and everyday essentials.

10724 Cutler Street, Chippewa Lake

4 Beds ⋅ 2 Baths ⋅ 26043057 MLS ⋅ ACTIVE Status

Trade stress for sunsets at 11339 Alpine Road, tucked among the trees across from Lake of the Clouds in Canadian Lakes. Offering approximately 2,066 square feet of finished living space, this four-bedroom, two-bath home combines a flexible two-level layout with plenty of room to gather, unwind, and enjoy every season. The upper level features an open living and dining area, an island kitchen with abundant cabinetry, three bedrooms, and a full bath. Step from the dining area onto the deck for morning coffee, grilling, or quiet evenings beneath the canopy. Downstairs, a spacious recreation room with a built-in bar creates an ideal setting for game days and casual entertaining. This level also includes a fourth bedroom, second full bath, laundry area, storage, and convenient access to the attached two-car garage. Outside, mature trees, landscaped gathering spaces, a fire-pit patio, and two platted lots provide an inviting woodland setting with room to spread out. Canadian Lakes ownership offers access to private lakes and beaches, boating and fishing, three golf courses, indoor and outdoor pools, fitness facilities, pickleball and tennis courts, winter recreation, parks, dining, and more. Whether you are searching for a year-round home or an Up North getaway, this property places four-season recreation close to your front door.

11339 Alpine Road, Stanwood

4 Beds ⋅ 3 Baths ⋅ 1949366 MLS ⋅ ACTIVE Status

Look no further—your forever home is here! Set on over 3 acres of peaceful countryside, this impressive 3,800-square-foot home offers the space, storage, and flexibility today’s families are looking for, all in a serene country setting. Move-in ready and designed for comfortable family living, this unique property gives you room to spread out both inside and out. Covered decks at the front and back of the home provide the perfect places to relax, entertain, and take in the expansive countryside views. The large open yard offers plenty of room for kids and pets to play, while the high-quality wooden pirate ship playscape is sure to be a favorite for years to come. Keep an eye out for the abundant wildlife that makes this peaceful setting home. Inside, you’ll find generous living space along with plenty of storage, and the walk-out basement adds even more possibilities for recreation, hobbies, a home gym, or additional living space. For those who need serious workspace and storage, this property delivers. The 30 x 50 insulated pole barn features electricity and concrete floors, providing an ideal space for vehicles, equipment, hobbies, or a workshop. An additional 40-foot drive-in metal storage container offers even more secure storage. And for added peace of mind, the property includes a 12,000-watt Generac whole-house generator, keeping your home powered when you need it most. With expansive acreage, exceptional storage, versatile outbuildings, beautiful country views, and room for the whole family to grow, this is far more than a house—it’s a place to live, play, relax, and make memories for years to come. Your forever home is waiting. Come experience this one-of-a-kind country gem for yourself!

1190 Arthur, Remus

1 Beds ⋅ 1 Baths ⋅ 26041832 MLS ⋅ ACTIVE Status

Welcome to your fully furnished Up North retreat at Round Lake! Whether you're searching for a relaxing personal getaway or a property with excellent short-term rental potential, this charming cottage is ready to enjoy. This cottage is larger than it seems & comfortably sleeps 6-8 guests, offering plenty of space for family and friends. Enjoy lake access to Round Lake, part of the Tri-Lakes system, which also includes Lake Mecosta and Blue Lake, providing endless opportunities for boating, fishing, kayaking, swimming, & making lasting memories. Outside, you'll love the patio, fire pit, & additional space to park a camper, making it easy to accommodate even more guests. Recent updates include a new refrigerator (2024) and septic system improvements completed in 2022 for enhanced efficiency & peace of mind. The cottage is being sold fully furnished, with additional personal property negotiable, making it easy to begin enjoying the property immediately. Whether you're looking for a peaceful escape or a place to share with others, this turn-key cottage offers an outstanding opportunity to enjoy Northern Michigan lake life. Strong history of short and mid-term rentals, generally 75% rented throughout the year.

10580 Round Lake Drive, Mecosta

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