Ottawa Homes with FHA Listing Terms

Ottawa Homes with FHA Listing Terms

Welcome to Ottawa County, Michigan – a hidden gem nestled along the stunning shores of Lake Michigan. Known for its picturesque landscapes, vibrant communities, and a rich tapestry of history, Ottawa County offers an idyllic setting for families, retirees, and outdoor enthusiasts alike. With its charming small towns, lush parks, and miles of sandy beaches, this region is perfect for those seeking a serene lifestyle while still being close to urban amenities.

Ottawa County boasts a diverse range of housing options, making it an attractive destination for homebuyers. Among the various financing options available, FHA (Federal Housing Administration) loans are particularly appealing. Homes with FHA listing terms are designed to make homeownership more accessible, allowing buyers to secure a mortgage with a lower down payment and flexible credit requirements. This means that your dream home in Ottawa County could be closer than you think!

Imagine waking up in a cozy cottage or a modern family home, surrounded by the natural beauty of the area. Whether you prefer the vibrant atmosphere of Holland, the quaint charm of Grand Haven, or the peaceful surroundings of Spring Lake, Ottawa County has something for everyone. With an array of recreational activities, including hiking, biking, and boating, you’ll find endless opportunities to explore the great outdoors.

Discover the warmth of the local community, where friendly neighbors and a strong sense of belonging await. Ottawa County is not just a place to live; it’s a place to thrive. Embrace the opportunity to find your perfect home with FHA listing terms and start your new adventure today!

Newest Ottawa Homes with FHA Listing Terms

2 Beds ⋅ 1 Baths ⋅ 20261069485 MLS ⋅ COMING SOON Status

Welcome to this charming, move-in-ready home on Holland’s desirable Southside! This beautifully updated 2-bedroom, 1-bath home combines classic character with modern improvements and a bright, comfortable layout. The inviting living room features a cozy fireplace, charming arched doorway and abundant natural light. The updated kitchen offers stylish cabinetry, generous counter space, stainless steel appliances and a convenient breakfast bar.Both bedrooms are bright and comfortable, and the full bath is fresh and neutral. Numerous improvements include updated windows, roofing on the home and garage, plumbing and electrical upgrades, attic insulation, gutters, flooring, interior and exterior paint, and kitchen and bath updates. Central air and forced-air heat provide year-round comfort.Outside, enjoy a spacious backyard with room to relax, garden or entertain, plus a detached one-car garage and private driveway. The full basement provides laundry and plenty of additional storage.Conveniently located near Downtown Holland, Lake Macatawa, parks, shopping and dining. Whether you’re looking for your first home, downsizing, or simply want a move-in-ready home close to everything, this home is ready to welcome you home!

279 W 21st Street, Holland

4 Beds ⋅ 2 Baths ⋅ 26045882 MLS ⋅ ACTIVE Status

Welcome home to this 4 bedroom 2 bath home in Allendale! Don't miss your chance to see this well-maintained home that features nearly 1,950 square feet of finished living space on a quarter-acre fenced in lot. This will not last long and has no offer deadline!

5290 Crestfield Lane, Allendale

2 Beds ⋅ 2 Baths ⋅ 26045867 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained double-wide featuring two spacious family rooms, a two-stall garage, and parking for up to three vehicles. The home also offers potential for a third bedroom. Updates include newer flooring, a walk-in shower, a newer water heater, and roof shingles replaced in 2020. The furnace is serviced annually, making this home move-in ready and full of potential! *Must be approved by Park*

11778 Waverly Hbr, Holland

3 Beds ⋅ 2 Baths ⋅ 26045845 MLS ⋅ ACTIVE Status

Welcome to 147 W 29th Street—a great opportunity for a first-time buyer with so many of the big-ticket updates already taken care of! Since 2020, the home has had a new roof, furnace, air conditioning, water heater, and garage door, giving you peace of mind from day one. The main floor features an adorable kitchen, large dining room, comfortable living room, bonus room, primary bedroom and full bath. Upstairs you'll find a second bedroom plus additional bonus space, while the basement offers a third bedroom with an egress window, half bath, laundry area and plenty of storage. Outside may just become your favorite place to be! Enjoy the newer patio featuring a brick outdoor fireplace with a built-in pizza oven, along with a cozy firepit area, fenced yard and two-stall garage. A charming home with great outdoor spaces and the expensive updates already done—just move in and make it your own!

147 W 29th Street, Holland

4 Beds ⋅ 3 Baths ⋅ 26045823 MLS ⋅ ACTIVE Status

This is an incredible opportunity to own a home that has been totally renovated. The new floor plan creates the best of both worlds by modernizing the the original structure and keeping some charm of the past. Having been taken down to the studs and rebuilt makes this a truly one of a kind opportunity. There is even a separate "butler" pantry off of the kitchen. The main floor bedroom is a great flex space to fit your personal needs. When they say it's "move in ready" this home truly is.

371 W 19th Street, Holland

1 Beds ⋅ 1 Baths ⋅ 50220142 MLS ⋅ ACTIVE Status

Last chance to purchase modern luxury in Water's Edge under $400,000! Gather around the open kitchen featuring a granite island, stainless appliances, and walk-in pantry. Living space opens to a 2nd story deck overlooking a backyard sanctuary with bonus patio below. Attached Primary Ensuite stands out with tiled shower, walk-in closet and first floor laundry layout. Multiple large vehicles fit into the spacious garage with attached mudroom area for year-round convenience. Even better, the plumbed basement is flexible canvas for whatever your future home needs!

10958 View Pond Court, Allendale

2 Beds ⋅ 3 Baths ⋅ 26045768 MLS ⋅ ACTIVE Status ⋅ Trillium Lakes BLDG.

Outstanding Trillium Lakes condo! This beautifully maintained home offers a fantastic layout and peaceful greenspace views. Filled with natural light, the open-concept main level features beautiful maple hardwood flooring and a spacious kitchen with rich cherry cabinetry, abundant storage, a center island with snack bar, and stainless steel appliances. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Enjoy warm summer evenings in the screened-in porch just off the dining area. The spacious primary suite overlooks the serene setting and includes two generous walk-in closets and a private bath with ceramic flooring, dual sinks, a soaking tub, and a separate shower. The main floor is also plumbed and set up for a future laundry room, while the attached two-stall garage adds everyday convenience. The spacious primary suite overlooks the serene setting and includes two generous walk-in closets and a private bath with ceramic flooring, dual sinks, a soaking tub, and a separate shower. The main floor is also plumbed and set up for a future laundry room, while the attached two-stall garage adds everyday convenience. The finished walkout lower level offers a large family room, an additional bedroom, a full bath, and plenty of unfinished space for storage or a workshop. Step outside to the private patio and enjoy the peaceful, parklike backyard. Enjoy carefree condo living with association lake access in the desirable Trillium Lakes community, conveniently located just minutes from downtown Zeeland, Holland, shopping, restaurants, and expressway access. Schedule your private showing today! - Seller to review all offers on 09/03 at 6pm

1687 S Trillium Circle, Zeeland

3 Baths ⋅ 26045747 MLS ⋅ ACTIVE Status

Welcome to this well-maintained 3-unit residence in the Village of Spring Lake, located within the Spring Lake School District. Units A & C each feature 2 bedrooms and 1 bathroom, while Unit B offers 1 bedroom and 1 bathroom. Each unit includes its own living area, full kitchen, generous storage and Units A & B also offer a fully enclosed four season room for additional living space. Units A & B feature convenient laundry chutes, and all three units have access to shared coin-operated laundry in the basement. Each unit has its own private, attached garage with opener and direct access to the respective unit. Additional features include freshly painted Masonite siding, replacement windows throughout, central air, new shingles in 2016, a well for lawn sprinkling and one storage sheds. Conveniently located near shopping, the bike trail, Spring Lake, and with easy highway access, this property offers a great opportunity for an investment property or multi-generational living. Buyer and buyer's agent to verify all information.

516 E Savidge Street, Spring Lake

4 Beds ⋅ 3 Baths ⋅ 26045708 MLS ⋅ ACTIVE Status

Welcome to 2591 West Pine Lane! Tucked away in a quiet Northside Holland neighborhood within the West Ottawa School District, this 2,052 SQ FT quad-level home offers exceptional space and a smart layout designed for easy daily living. The distinct multi-level floor plan provides dedicated living zones perfect for working from home, entertaining, or setting up a lower-level rec room. At the heart of the home sits a sun-drenched kitchen highlighted by an overhead skylight that floods the room with natural light. Step out back to a massive rear deck engineered for outdoor living. Custom-built to frame an above-ground pool, it is ready for a seamless pool installation or easy conversion into a huge multi-tier sun deck. Minutes from Lake Michigan beaches, parks, and downtown Holland dining. Active railroad tracks are located directly behind the property. Train traffic and associated noise may be audible from the property. Schedule your private tour today!

2591 W Pine Lane, Holland

3 Beds ⋅ 2 Baths ⋅ 26045640 MLS ⋅ ACTIVE Status

1st time offered! Welcome to this amazing ranch home tucked away on a beautiful wooded lot in Spring Lake Twp. Close to the schools, bike paths, and river giving you easy access to all Spring Lake has to offer. Solid home with tons of potential to put your touch on. The massive basement offers even more space for whatever your hearts desire. This one won't last long. Call today for your private showing!

15892 152nd Avenue, Spring Lake

3 Beds ⋅ 3 Baths ⋅ 26045622 MLS ⋅ ACTIVE Status

Find yourself some easy living in this 3 bed, 2 full bath, 1 half bath home on a quiet, low-traffic street. Walkable to Allendale's K-8 school campus and packed with neighborhood perks, including beach and pavilion access for paddle boarding, kayaking, swimming, sandy afternoons and picnic lunches. The boardwalk winds through wetlands with spots for light fishing leading you right to the playground and there are more walking trails tucked in a nature preserve right out your front door. Lake Michigan is also just a short drive away when you're ready for a bigger beach day. Inside, you'll find some much loved features like an oversized pantry, generous closets throughout, seating area upstairs, a linen closet in the upper level bathroom, main-floor laundry, and electric fireplace (2022). The primary bedroom checks all the boxes with an ensuite and walk-in closet, plus a 2026 refresh of wallpaper, paint and board-and-batten. Outside, an oversized front porch adds more space to relax, while the backyard has plenty of room to run with ability to fence in the remaining sides. The low-maintenance landscaping paired with underground sprinkling (2023) keeps yard work from taking over your weekends. The lower level is ready for its next chapter, already framed for a 4th bedroom, rec area and plumbed for a future 4th bathroom. The 3-stall garage is a must for your next home!

7504 Shorewood Street, Allendale

4 Beds ⋅ 3 Baths ⋅ 26045600 MLS ⋅ ACTIVE Status

OPENHOUSE SATURDAY 8/29 from 12-130pm. Welcome home to this spacious 4-bedroom, 2.5-bath ranch located in the highly desirable Deer Creek neighborhood of Coopersville! Offering the perfect combination of comfort, convenience, and location, this home is within WALKING DISTANCE of the Coopersville school campus, downtown, the local ice cream shop, restaurants, stores, parks, and recreational areas. The home features a finished lower level with a secondary living space along with an office, a full bath and the 4th bedroom. You'll also find an attached 2-stall garage and a large, fenced-in backyard offering plenty of space to enjoy the outdoors. Step out onto the spacious back deck—perfect for grilling, entertaining friends and family or simply relaxing and enjoying the view. With four bedrooms, 2.5 baths, a great outdoor entertaining space, and a location that puts so much of Coopersville within easy reach, this Deer Creek ranch is ready to welcome its next owners home!

276 Homer Lane, Coopersville

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