Ferndale Homes with FHA Listing Terms

Ferndale Homes with FHA Listing Terms

Welcome to Ferndale, Michigan, a vibrant community nestled in Oakland County that blends small-town charm with big-city amenities. Known for its welcoming atmosphere and diverse culture, Ferndale is an ideal place for families, young professionals, and retirees alike. One of the standout features of this charming city is its highly regarded school district, which prioritizes academic excellence and holistic development.

The Ferndale School District is committed to providing a high-quality education to its students, offering a range of programs that cater to various learning styles and interests. With a focus on innovation and community involvement, the district boasts dedicated teachers and a curriculum designed to prepare students for success in an ever-evolving world. Parents can feel confident knowing their children are receiving an education that not only emphasizes core subjects but also encourages creativity, critical thinking, and collaboration.

For those considering making Ferndale their home, there are numerous properties available that come with FHA listing terms. This means that potential homeowners can take advantage of more flexible financing options, making it easier to secure a mortgage and move into their dream home. Whether you’re looking for a cozy bungalow, a spacious family home, or a modern condo, Ferndale’s real estate market has something for everyone.

Embrace the opportunity to become part of a community that values education, diversity, and a strong sense of belonging. Discover your perfect home in Ferndale today, where you can enjoy not just a house, but a vibrant lifestyle filled with opportunities for growth and connection.

Newest Ferndale Homes with FHA Listing Terms

$275,000
3 Beds ⋅ 2 Baths ⋅ 20261068575 MLS ⋅ ACTIVE Status
Welcome to 8420 Northfield in Oak Park, a beautifully updated home located within Ferndale Schools! Step inside to a bright, refreshed interior featuring fresh paint, vaulted ceilings, and a remodeled kitchen complete with new cabinetry and a stylish tile backsplash. The finished basement offers even more space to relax and entertain, featuring an egress window and built-in bar. Outside, enjoy a back deck perfect for grilling, entertaining, or unwinding, plus a new 20x20 two-car garage with electricity for added convenience and storage. With thoughtful updates, great entertaining spaces, and plenty of room to make your own, this Oak Park home is ready for its next owner!

8420 Northfield Boulevard, Oak Park
$324,999
3 Beds ⋅ 2 Baths ⋅ 20261068749 MLS ⋅ ACTIVE Status
This beautifully renovated Oak Park ranch offers stylish updates, a functional layout, and sought-after Ferndale Schools. Step inside to refinished hardwood floors, fresh paint, a brand-new kitchen, and two beautifully renovated full bathrooms. A new furnace adds peace of mind, while the finished basement nearly doubles the living space with plenty of room for entertaining, a home office, gym, or additional living area. Completely refreshed and move-in ready, this is the one!

23561 Norwood Street, Oak Park
$899,900
4 Beds ⋅ 3 Baths ⋅ 20261068696 MLS ⋅ ACTIVE Status
Ferndale's leading home seller presents this jaw dropping custom built Craftsman that pairs high performance construction with true smart home living across three bedrooms, two full baths, and two lavs. A covered front porch opens into a bright living room anchored by a gas fireplace with custom built-ins on either side, transom windows above, and white oak engineered floors carrying through the main level. That space flows into the dining area and on to the kitchen, where white oak inlay cabinetry, quartz counters and backsplash, a generous island with seating, a pot filler above the range, and stainless steel appliances make everyday meals and larger gatherings equally easy. The first floor primary bedroom features a tray ceiling and a private bath with an arched, glass enclosed steam shower finished in subway tile. Upstairs, an expansive family room with a wet bar and beverage fridge offers a second gathering space alongside two more nice sized bedrooms, a full bath, and a study that works beautifully as a home office. Nearly everything here can be run by voice or phone, from the lighting and whole house sound to the thermostats, motorized blinds, and the steam shower itself. A whole house generator, monitored ADT security with smartphone enabled cameras, cat-6 network and WiFi, tankless water heater, spray foam insulation, sound insulated interior walls, upgraded Pella windows, and heated bidet seats speak to the quality of this 2024 build. The heated garage with epoxy floors, heated shop with sink and air filtration, and dual EV charger ready wiring add real flexibility. The unfinished basement comes framed, insulated and plumbed ready for drywall and your finishes. Out back, a privacy fenced yard delivers a covered porch with infrared heat, a wood burning fireplace, a natural gas line for grilling, WiFi irrigation with a smart rain sensor, established professional landscaping, and a shed. Welcome Home!

1080 Alberta Street, Ferndale
$484,500
4 Beds ⋅ 2 Baths ⋅ 20261067304 MLS ⋅ ACTIVE Status
Welcome to 62 Wellesley Drive, a beautifully remodeled home in the heart of highly sought-after Pleasant Ridge. A charming covered front porch welcomes you home and provides the perfect spot to enjoy your morning coffee, or relax at the end of the day.This move-in-ready 4-bedroom, 2-full-bath home combines thoughtful modern updates with the warmth and character buyers love about Pleasant Ridge. Step inside to a bright, inviting interior featuring brand-new wood flooring and all-new windows, filling the home with natural light.The fully updated kitchen is designed for both everyday living and entertaining, featuring contemporary cabinetry, quartz countertops, a designer tile backsplash, modern fixtures, and generous workspace and storage. The spacious primary suite features a newly added private en-suite bathroom, creating a comfortable and relaxing retreat. Both full bathrooms have been tastefully renovated with sleek finishes and quality fixtures.Upstairs, skylights in the bedroom and primary bathroom add an abundance of natural light and create a bright, airy atmosphere.Outside, enjoy the charm of Pleasant Ridge's tree-lined streets and established neighborhood setting. Gainsborough Children's Park is just a short stroll away at the end of the street, while shopping, dining, additional parks, and major freeways are conveniently accessible.Beautifully updated, thoughtfully designed, and ideally located, 62 Wellesley Drive offers the opportunity to enjoy the best of Pleasant Ridge with the comfort of a move-in-ready home. Schedule your private showing today.

62 Wellesley Dr. Drive, Pleasant Ridge
$225,000
2 Beds ⋅ 1 Baths ⋅ 20261067873 MLS ⋅ ACTIVE Status
WOW! This nicely updated and very well maintained Ferndale ranch is now available for immediate occupancy. Exterior features include a covered front porch, fenced in yard, large shed in the back yard, and so much more. The spacious interior features and updated kitchen with oversized cabinets, stainless steel appliances, new counter tops and more, and updated full bath, nicely finished hard wood flooring, new carpet and paint, a two year home warranty, and more. Conveniently located walking distance to downtown Ferndale, parks, schools, freeway access, and more, this home is a must see!

261 Academy Street, Ferndale
$285,000
3 Beds ⋅ 2 Baths ⋅ 20261065953 MLS ⋅ ACTIVE Status
**OPEN HOUSE SATURDAY, AUGUST 29 FROM 1:30-3:30 PM.** This super clean, thoughtfully updated 3bedroom, 2 full bath ranch sits on a quiet Oak Park street close to freeways, downtown Royal Oak,Huntington Woods, Pleasant Ridge and the Detroit Zoo. The main floor features a full living room,dining area and kitchen with newer granite counters, subway tile backsplash and stainless steelappliances, plus hardwood floors and new doors throughout. The main bathroom has been refreshedwith a new vanity, mirror and lighting. Downstairs, a full finished lower level adds a second fullbathroom, a huge flex space and a bonus room with plenty of extra storage — perfect for guests, ahome office or hobby space. Outside, enjoy a mostly fenced backyard with mature landscaping.Furnace and AC replaced in 2025. This one won't last — schedule your showing today!

24220 Scotia Road, Oak Park
$529,900
3 Beds ⋅ 2 Baths ⋅ 20261067004 MLS ⋅ ACTIVE Status
Welcome to 1 Kensington Boulevard, where timeless Pleasant Ridge charm meets modern style! This inviting 3-bedroom, 2-bath home blends historic character with beautifully updated finishes throughout. The living room features a cozy fireplace, while the light-filled four-seasons room offers the perfect space to relax, entertain, or work from home. A partially finished basement provides even more flexible living space. Outside, enjoy a private fenced backyard with patio, ideal for summer gatherings, plus the convenience of a 1-car garage. Pleasant Ridge residents enjoy access to incredible community amenities including a pool, tennis courts, fitness center, clubhouse, and more. All of this in an unbeatable location just minutes from the dining, shopping, nightlife, and entertainment of Downtown Ferndale and Downtown Royal Oak. Historic charm, modern comfort, exceptional amenities, and an amazing location—1 Kensington Boulevard has it all!

1 Kensington Boulevard, Pleasant Ridge
$320,000
3 Beds ⋅ 2 Baths ⋅ 20261065793 MLS ⋅ ACTIVE Status
Open house! Saturday, August 29th from 12pm-2pm. Ferndale's leading home seller presents this inviting bungalow with a full second-floor primary retreat and a workshop-ready garage. Three bedrooms and one and a half baths are wrapped in an easy, comfortable layout. A covered front porch sets the tone before you step into a sunny living room where coved ceilings and hardwood floors carry through to a traditional dining room framed by wainscoting and a chandelier. The efficient kitchen keeps everything within reach with updated cabinetry and stainless steel appliances. Two bedrooms with hardwood floors share a full bath just down the hall, where a built-in cabinet adds handy storage. Upstairs, the entire second floor belongs to the primary suite, a generous carpeted retreat with built-in shelving, a walk-in closet, and a private half bath. The partially finished basement offers a paneled rec space, laundry, and plenty of room for storage. A long breezeway connects the house to the detached garage, currently set up as a one car space with a workshop but can be converted back to a full two car. The fenced yard offers privacy along with generous parking. Recent updates include a new roof, electrical, carpet, and fresh paint throughout. All of this just moments from downtown Ferndale shops and restaurants. Welcome Home!

571 W Saratoga Street, Ferndale
$375,000
3 Beds ⋅ 3 Baths ⋅ 20261067324 MLS ⋅ ACTIVE BACKUP Status
All offers due 9pm 8/24/26. This is THE ONE! This home has the Ferndale lifestyle you’ve been waiting for! Classic character, charm, and has the amazing walkable location everyone wants! This move-in-ready 3-bedroom, 2.5-bath colonial will check off all of your wants- finished basement, all appliances included, central air, wood floors, a convenient doorwall for family & pets to the partial privacy fenced backyard, patio, garage, AND a short walk to restaurants and entertainment of vibrant Ferndale. This home welcomes you with a large covered front porch— with a swing, perfect for your morning coffee or relaxing after work. Inside, beautiful hardwood floors, light filled rooms, and a natural fireplace in the living room w/built in book cases, fill the home with warmth and personality. You'll love the updated kitchen featuring ample cabinetry, stainless steel appliances, granite, plenty of counter space, and a dining room with doorwall for easy summer grilling on the patio. The finished basement adds valuable bonus space for a home office, gym, movie room, playroom or gatherings with your friends and family. A separate laundry area, full bathroom, and bonus storage complete the lower level. The 3 bedrooms and 2nd full bathroom are located upstairs- all light filled rooms with wood floors. Outside, enjoy a partially private fenced backyard, patio, grassy space for pets or play, and a detached garage. Best of all, you’re only a few minutes walk to Downtown Ferndale’s restaurants, coffee shops, boutiques, entertainment and year-round festivals and events, with convenient access to Woodward Avenue, I-75 and I-696. The nearby Woodward bike path & close by cities of Royal Oak, Clawson, Berkley with easily accessible downtown areas, add even more choices for your entertainment, dining, and shopping! BATVAI. DRBNG. Some photos virtually staged to see the possibilities. Unstaged photos are included also. Check out the video and 3D tour!

303 College Street, Ferndale
$274,900
2 Beds ⋅ 2 Baths ⋅ 20261067207 MLS ⋅ ACTIVE Status
Ferndale’s Woodward Heights community offers this updated townhome. Features include a private entry, open floor plan, that seamlessly connects the kitchen, dining room, and great room. Kitchen showcases new Quartz countertops. Resurfaced hardwood floors throughout main floor. Large primary bedroom with two walk-in closets. Refreshed main bathroom. Large deck off Kitchen. Full basement. Freshly painted throughout. New lighting. And walking distance to downtown Ferndale.

2723 Grayson Street, Ferndale
$380,000
3 Beds ⋅ 2 Baths ⋅ 20261065858 MLS ⋅ ACTIVE Status
This three-bedroom Ferndale home offers timeless architectural charm in a landscaping enthusiast's dream neighborhood. Elegant and comfortable, the home provides many desirable features: a wide front deck spans the home; efficient vestibules at both entries; hardwood floors throughout; wainscoting in the dining room; an entry-level powder room; and a spacious light-filled living room with connected bonus space, perfectly suited for use as anything from an office area to a playroom, den, yoga studio or library. The kitchen is spacious and updated with stainless steel appliances. Upstairs, via the picture-frame-ready gallery staircase, the primary bathroom has been updated and outfitted with a double-sink vanity. The upper floor's trio of bedrooms look onto the tree canopy, and the primary bedroom features vaulted ceilings, a skylight and balcony. A 2.5-car heated garage/workshop is situated in the expansive, fully fenced back yard with a paver patio and sprinkler system.Located a quiet residential enclave with easily, walkable access to central Ferndale’s amenities, this is a highly sought-after location within one of the region’s greenest, most convivial and walkable communities. Living here, you are a block from bucolic Geary park and in convenient proximity to popular schools for all ages, the lively downtown entertainment district, diverse shopping and dining as well as the city of Royal Oak, Downtown Detroit and the entire Woodward corridor.

2220 Hyland Street, Ferndale
$259,000
3 Beds ⋅ 1 Baths ⋅ 20261065802 MLS ⋅ ACTIVE Status
Ferndale's leading home seller presents this move-in ready three bedroom bungalow that offers freshly updated living space on every level and a shady, private backyard just steps from downtown. Terrific curb appeal sets the tone, with tidy landscaping and blooming garden beds framing the front walk. Step inside to a bright entry living room where rich hardwood floors, crown molding, and built-in display niches create an inviting first impression. Just beyond, the updated eat-in kitchen shines with granite counters, crisp white cabinetry, subway tile backsplash, stainless steel appliances, recessed lighting, and easy-care tile floor, with plenty of room for a table beneath the windows. Two nice sized bedrooms with hardwood floors share a full bath finished in white tile. Upstairs, the spacious primary bedroom stretches across the entire second floor, offering sloped ceilings, dual closets, and room to truly spread out. The finished basement delivers a great extra entertainment space, along with a separate laundry area, laundry tub, and generous storage. Out back, a private patio sits beneath a canopy of mature shade trees, ideal for hosting guests on summer evenings or gathering around the fire pit, with a level grassy yard stretching beyond. Fantastic location just a walk from downtown Ferndale shops, restaurants, and local favorites. Welcome Home!

421 Channing Street, Ferndale
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