Niles Homes with FHA Listing Terms

Niles Homes with FHA Listing Terms

Welcome to Niles, Michigan – a charming city that perfectly blends small-town warmth with modern conveniences, making it an ideal place for families and individuals alike. One of the standout features of Niles is its highly regarded school district. The Niles Community Schools district is dedicated to fostering a nurturing and stimulating environment for students, offering a wide range of educational programs that cater to diverse learning needs. With a commitment to academic excellence, dedicated educators, and a variety of extracurricular activities, parents can rest assured that their children are receiving a quality education that prepares them for future success.

In addition to its educational advantages, Niles boasts a vibrant community with a rich history and plenty of recreational opportunities. The picturesque parks, local festivals, and friendly neighborhoods create an inviting atmosphere that makes residents feel right at home.

For those looking to settle in this delightful area, there are numerous homes available with FHA listing terms. These properties are an excellent option for first-time homebuyers or those looking to take advantage of favorable financing options. With FHA loans, you can find your dream home in Niles without breaking the bank, as these loans typically require lower down payments and more flexible credit requirements.

Whether you’re drawn to the excellent schools, the welcoming community, or the affordable housing options, Niles, MI, is a place where you can truly thrive. Explore the homes available today and discover the perfect spot to call your own in this wonderful city!

Newest Niles Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26044013 MLS ⋅ ACTIVE Status

New Construction Home in Carefree Villas located in the Niles School District. This 1,607 square foot ranch delivers the simplicity of single-level living with a layout that feels intentional and well balanced. Just off the entry, a front bedroom offers flexibility for guests or a quiet workspace, followed by a generously sized full bath and a second bedroom tucked nearby. The primary suite is thoughtfully positioned at the rear of the home, creating separation and privacy, and includes its own bath. The central living area brings everything together with a vaulted great room that adds volume and light to the space. The kitchen makes a statement with a 48-inch island and pendant lighting, offering ample prep space and casual seating. The kitchen is also outfitted with quartz countertops, a tile backsplash, and a complete stainless steel appliance package with refrigerator. A peninsula connects the kitchen to a spacious dining nook large enough to accommodate a full size table, allowing the spaces to feel open yet defined. Storage is abundant throughout, keeping everyday essentials within easy reach. The mudroom serves as a practical drop zone with built-in storage opportunities and direct access to the garage and laundry area with washer and dryer included. Just off the dining nook, a 10x10 patio extends the living space outdoors and includes stairs to the backyard, making it easy to enjoy outdoor dining, relaxing evenings, or casual gatherings. RESNET energy smart construction will save an estimated $1,857 annually. Actual savings may vary; see HERS Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind.

400 Carefree Court, Niles

3 Beds ⋅ 2 Baths ⋅ 26043391 MLS ⋅ ACTIVE CONTINGENT Status

Welcome to this solid 3-bedroom, 1.5-bath home in Niles, offering 1,320 square feet of finished living space on a nice city lot. Long-time ownership reflects the home's enduring appeal and solid construction. The home features many built-ins throughout, providing excellent storage and functionality, along with wood floors in the original portion and classic paneling that adds character and a timeless feel. Electric Panel and Garbage Disposal are new. Seller is offering a Home Warranty to give buyers a peace of mind. The home is dated but solid, offering an opportunity for a buyer to make updates and add their own personal touches over time. The attached 1-car garage provides convenient parking and additional storage. Located close to schools and everyday amenities, this home offers an affordable opportunity for buyers looking for space, character, and value in a convenient Niles location.

211 N 14th Street, Niles

3 Beds ⋅ 1 Baths ⋅ 26043091 MLS ⋅ ACTIVE BACKUP Status

This well-kept ranch offers a spacious layout, a large yard, and plenty of updates already taken care of. The home features three bedrooms, a spacious family room with a fireplace, a dedicated dining area, and an additional eating space in the kitchen. Recent updates include HVAC, septic, water softener, fresh paint, and a new garage door. Outside, there is plenty to enjoy with beautiful shade trees, a covered patio, a fenced garden area, and a separate fenced area for your pet. The setting offers peaceful views of nature and plenty of room to enjoy the outdoors. With no basement to maintain, this home offers easy one-level living with a comfortable layout and a great outdoor space. Garage offers abundant storage and work space. This home won't last, schedule a tour with your Realtor today.

2264 Effie Lane, Niles

26043024 MLS ⋅ ACTIVE Status

2671 Mulberry Street, Niles

3 Beds ⋅ 3 Baths ⋅ 26042933 MLS ⋅ ACTIVE Status

Every wall, wire, and finish here is brand new — just built and ready for its very first owner. This corner-lot new construction sits on over a quarter acre in the City of Niles, with 86 feet of frontage giving the home extra breathing room on two sides and a driveway/garage entry that keeps street presence clean. Inside, the open-concept kitchen anchors the main living space with a large center island, stainless Whirlpool appliances, beautiful countertops, subway tile backsplash, and cabinetry that runs wall to wall. The layout flows straight into the living and dining areas, all finished in wide-plank flooring with recessed lighting throughout. Three bedrooms and three bathrooms give this home real flexibility, and finished living space in the basement adds a second gathering area, home office, or guest suite — whatever the next owner needs it to be. A composite deck off the kitchen door extends the living space outdoors, and the attached garage adds covered, finished parking. Location puts you minutes from downtown Niles, where the St. Joseph River runs past the Riverfront Amphitheater, walking and biking trails, and a historic Main Street lined with local restaurants, shops, and the Niles Amtrak Depot. Catch a summer concert on the river, spend a Saturday at the Four Flags Apple Festival, or make the short 15-minute drive to South Bend and Notre Dame. Chicago is under two hours away when the city calls. New construction, corner lot, three bedrooms, three bathrooms, finished basement living space — and a chance to be the first name on the deed.

584 1st Court, Niles

3 Beds ⋅ 3 Baths ⋅ 26042685 MLS ⋅ ACTIVE Status

If you're looking for move-in ready, you've just found it! No detail has been overlooked, and this home offers amenities that go above and beyond. Featuring nearly 1,900 square feet of beautifully renovated living space, this home includes 3 bedrooms, 2.5 bathrooms, finished basement, four-season room, heated and cooled two-car garage, 16×29 storage shed, and privately fenced in-ground swimming pool, all situated on 1.13 acres of meticulously maintained landscaping and lawn. Recent upgrades and premium features include a Generac whole-house generator, industrial-grade garage floor coating with transferable warranty, new carpet, luxury vinyl plank flooring, gas fireplace, new refrigerator, washer, and dryer, new furnace and A/C compressor, tankless water heater, and much more. The in-ground pool has been extensively updated with regrading, new vinyl privacy fence, new solar cover, new pool pump (plus a second spare pump), new sand filter, diving board, and slide. From the thoughtfully updated interior to the incredible outdoor living space, this property is truly move-in ready and designed for year-round enjoyment. Homes like this don't come along often. Schedule your showing today!

1506 Lykins Lane, Niles

4 Beds ⋅ 3 Baths ⋅ 26042588 MLS ⋅ ACTIVE Status

OPEN HOUSE Saturday, August 22, 2026 11am-1pm Newer construction, finished beyond the builder basics. Built in 2023 and set on over three-quarters of an acre in Estates of Longmeadow, this four-bedroom, two-and-a-half-bath home pairs a polished interior with meaningful improvements throughout, including window blinds, a composite deck, full backyard privacy fencing, and irrigation. RESNET Energy Smart construction adds another layer of value, along with approximately seven years remaining on the original 10-year structural warranty, subject to warranty terms and transferability. Inside, upgraded Craftsman-style trim, smooth two-panel doors, matte-black hardware, light oak-look flooring, and a stained staircase with white balusters create a bright, cohesive feel. The kitchen combines warm stained Shaker cabinetry, white quartz countertops, full-height subway tile, stainless appliances, a large center island, and both a separate walk-in pantry and dedicated butler's pantry. Open sightlines connect the kitchen, dining, and living areas, while a front flex room with glass French doors offers space for an office, study, or sitting room. Upstairs, the spacious master suite features an extended double vanity, freestanding soaking tub, and glass-enclosed tiled shower. Three additional bedrooms and a dedicated laundry room complete the upper level. Outside, the raised composite deck overlooks an expansive backyard fully enclosed with white vinyl privacy fencing, with irrigation already in place. The three-car garage adds valuable everyday space, while the full unfinished basement features multiple lookout windows that bring in natural light and create excellent potential for future finished living space. One of the newer resale opportunities in Longmeadow, this home delivers the efficiency and finish of newer construction with the added value of thoughtful improvements already built into the experience. Schedule your private showing today.

137 Tiger Lillie Lane, Niles

4 Beds ⋅ 2 Baths ⋅ 26042498 MLS ⋅ ACTIVE BACKUP Status

Rare one-owner ranch on 5.5 private acres in Niles. This solid 4-bedroom, 2-bath home offers comfortable living with a functional floor plan. The wooded lot provides shade and privacy, while the detached barn with electric service is ready for hobbies, animals, or workshop space. Plenty of room to spread out — a solid, well-cared-for home with great acreage.

3086 Detroit Road, Niles

4 Beds ⋅ 2 Baths ⋅ 26042350 MLS ⋅ ACTIVE Status

Welcome to this inviting new-construction home in the desirable Winding River Estates community of Niles. Offering 2,368 finished square feet, this four-bedroom, two-bath residence features an open-concept main level with a bright kitchen. The home includes two distinct living areas, a comfortable main living room and a second rec room ideal for relaxing or entertaining. Outside, the .63 acre private lot stretches generously to the rear, bordered by mature trees and extending all the way back to the creek , perfect for outdoor enjoyment, privacy, and future possibilities. Thoughtfully designed for everyday living and lasting value, this single-family home is ready for its next owners to enjoy in a peaceful, well-established neighborhood. Seller offering to paint areas of walls that show significant wear and tear and cleaning credit

1493 Drew Drive, Niles

3 Beds ⋅ 3 Baths ⋅ 26041143 MLS ⋅ ACTIVE Status

Welcome home to this well-maintained 3-bedroom, 2.5-bath brick ranch in desirable Howard Township! Situated on a spacious corner lot, this home offers a fenced backyard that's perfect for children and pets, along with a gazebo for relaxing and a storage shed for all your lawn and garden equipment. Inside, you'll find a remodeled kitchen (2006), newer windows (2006), a partially finished basement that provides additional living or recreation space, and a washer that's just 3 years old. Enjoy peace of mind with a durable metal roof (2021) and the convenience of a Generac whole-house generator, ensuring comfort year-round. This move-in-ready home combines quality updates, functional living space, and a fantastic location. Opportunities like this don't come along often—schedule your private showing today!

2575 Huntly Road, Niles

3 Beds ⋅ 3 Baths ⋅ 26040708 MLS ⋅ ACTIVE Status

Imagine waking up to stunning St. Joe River views from every level of this spacious contemporary home. Featuring vaulted ceilings, hardwood floors, abundant natural light, two fireplaces, a large walkout lower level with a huge rec room and lots of storage and your own private dock. Recent investments include; Roof, HVAC, Wide Plank Flooring in the Living and Dining Areas, Stainless Steel Appliances, Reverse Osmosis system, Shower Enclosure in the basement full bath, lots of fresh Paint and a Generator. Outdoors, take in panoramic views of the water from the deck or take the new steps to where campfires, BBQs, picnics and all lawn games are sure to be enjoyed on the sprawling green space facing the river. A 2-car attached garage and 2 storage sheds provide needed room for lawn tools and water toys. A rare waterfront property offering space, privacy and incredible views. This home truly has it all!! Main photo of terraced rear elevation is A-I generated.

201 Scenic View Drive, Niles

3 Beds ⋅ 3 Baths ⋅ 26040295 MLS ⋅ ACTIVE Status

Completely renovated from top to bottom, this stunning 3 bedroom, 2.5 bath home is truly move in ready! Nearly every major component has been replaced, giving you the peace of mind of essentially a brand new home. The beautifully updated kitchen features warm butcher block counter tops, all new cabinetry, and brand new stainless steel appliances, including a gas range, dishwasher, microwave, and refrigerator. New flooring flows throughout the home, complemented by fresh finishes that create a bright, modern feel. Major updates include a new roof, furnace, flooring, paint and more, allowing you to simply move in and enjoy. Outside, you'll find a detached garage with an incredible bonus room above, complete with gas and plumbing hookups, offering endless possibilities. Don't miss this rare opportunity to own a fully renovated home with quality updates throughout and room to grow!

116 S 4th Street, Niles

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