St. Joseph Homes with FHA Listing Terms

St. Joseph Homes with FHA Listing Terms

Welcome to St. Joseph, Michigan, a picturesque city nestled along the shores of Lake Michigan, known for its stunning beaches, vibrant community, and excellent educational opportunities. The St. Joseph School District is highly regarded for its commitment to academic excellence, providing a nurturing environment for students from preschool through high school. With a focus on innovative teaching methods and a wide array of extracurricular activities, the district ensures that each child is equipped with the skills and knowledge necessary for future success.

Families in St. Joseph benefit from small class sizes, dedicated educators, and a range of programs designed to foster creativity and critical thinking. The district boasts modern facilities and resources, including advanced technology in classrooms, state-of-the-art athletic complexes, and arts programs that encourage students to explore their talents. Parents can rest assured knowing their children are receiving a top-notch education in a supportive community.

For those looking to settle in this charming city, there are a variety of homes available with FHA listing terms, making it easier for first-time buyers or those looking to invest in this thriving area. These homes often come with favorable financing options, allowing prospective homeowners to make their dreams of living in St. Joseph a reality. Whether you’re drawn to the beautiful waterfront, the quaint downtown shops, or the friendly atmosphere, St. Joseph offers a perfect blend of relaxation and opportunity. Discover your ideal home in this delightful community and experience the best that Michigan has to offer!

Newest St. Joseph Homes with FHA Listing Terms

3 Beds ⋅ 2 Baths ⋅ 26043764 MLS ⋅ ACTIVE Status

Built as builders' own home, this solid brick ranch has been lovingly maintained & improved by 2nd owners for 55+ years. Recent updates: New roof including gutters, facia & soffit 2023. New furnace and a/c 2024. New water heater 2023. Front porch entry offers protection from the weather as you enter into the large liv rm w/picture window and hardwood flooring. Large dining area has built it china cabinet and slider that opens to 3 season room and the deck and back yard beyond. Kitchen w ample cabinet space plus pantry is fully equipped w all appliances. Family room w fireplace, cedar closet & 8'slider that opens to bk yd deck. 3 good sized bdrms and 2 full baths complete the main floor. Full dry basement is partially finished w full length rec room to use as gym, hobbies, gaming- enough space to do it all. With all the major updates done the new owner can focus on customizing decor to make it their own. Resv: exterior cameras

1970 S Valleyview Drive, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26043396 MLS ⋅ ACTIVE Status

Don't miss your chance to own this exceptional 3bd, 1.5ba ranch in a desirable and peaceful Saint Joseph neighborhood! With over $100k in major improvements made during the current ownership, all the heavy lifting has been done—simply move in and start enjoying your new home. The kitchen has been renovated from head to toe, new windows and interior shutters throughout the home, basement waterproofing, and tons of love placed into the backyard landscaping. Offering the ease of main floor living, additional finished space in the basement, and a charming three-season room overlooking the beautifully landscaped, fenced backyard, this home has something for everyone. Opportunities like this don't come along often—schedule your showing today before it's too late.

2987 E Windsor Drive, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26043189 MLS ⋅ ACTIVE Status

Charming Cape Cod style brick home packed with character and versatility located close to Corewell Hospital, the ice rink , and Lincoln Elementary School! The striking exterior boasts a classic steep gabled roofline, prominent masonry chimney, and two car garage. Inside the bright living room serves as a cozy centerpiece, highlighted by a stone fireplace and large picture window. Elegant arched doorways seamlessly connect the main spaces, leading to a formal dining room and a pristine, all white retro kitchen with abundant cabinetry. The upper level offers unique wood paneled bonus room/bedroom with plush carpeting and built-in storage. An incredible highlight is the expansive finished lower level, featuring a second full kitchen setup with mint-green cabinets, ideal for guests, multi-generational living, or an entertainment hub. Complete with a spacious sunroom/breezeway, and a large green lawn, this unique property balances timeless roots with endless potential. Don't miss this one!

1209 Napier Avenue, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26043090 MLS ⋅ ACTIVE Status

Welcome to this charming three-bedroom, one-and-a-half-bath single-family residence in St. Joseph, Michigan. This 1,214-square-foot home offers comfortable living space with practical room configurations ideal for various needs. The property sits on a generous 13,860-square-foot lot, providing ample outdoor space and possibilities for those who value room to move. A two-stall garage offers convenient vehicle storage and protection from the elements. This well-proportioned home presents an excellent opportunity for buyers seeking solid residential value in the St. Joseph area.

1356 Wilson Road, St. Joseph

4 Beds ⋅ 2 Baths ⋅ 26042503 MLS ⋅ ACTIVE Status

Beautiful 4-Bedroom 2-Bath Cottage in the Heart of Saint Joseph close to everything. Just 90 minutes from Chicago, it is perfectly located one block from Lake Michigan with easy access to Shopping, Beaches & Marinas. The Charming Home offers a Private Backyard, an Attached Garage & plenty of off-street parking. There is also a Finished Basement & ample Storage Space throughout. The furniture is being offered with the Sale making it a wonderful Turnkey opportunity

484 Upton Drive, St. Joseph

2 Beds ⋅ 1 Baths ⋅ 26042416 MLS ⋅ ACTIVE BACKUP Status

This charming, well-built home is move in ready. With beautiful wood floors, fresh paint and updated mechanicals it is worry free for years to come! Furnace/AC in 2017, roof in 2020, basement waterproofing in 2024 (transferrable warranty), electric, shed roof, screens, door/window hardware, leaf filter on gutters, basement windows in 2025 and water heater in 2026. The location to downtown St. Joe, Lake Michigan beaches and local restaurants makes this home a must have!

1507 Langley Avenue, St. Joseph

2 Beds ⋅ 1 Baths ⋅ 26041412 MLS ⋅ ACTIVE Status

Lake Michigan is calling & this charming 2-bedroom, 1-bathroom home is the perfect location, just minutes to Lions Park Beach. Don't miss out on this property & everything it has to offer. As you enter the home you will see brand new Vinyl Plank flooring thru-out. To your right is an updated full bath featuring new vanity/sink, fixtures, tub/shower tile surround & rain shower head. To your left are French Doors leading to what can be your bedroom or office. And check out the brand new kitchen featuring quartz countertops, new sink, garbage disposal, cabinets & hardware, electric range, new Microwave, dishwasher & Refrigerator. Step up to the living room with newer windows, offering plenty of natural light. Just off the living room is a cozy space for dining with sliding doors to the back yard/patio area. The new heating & cooling system is a huge addition to home. A laundry room off the kitchen & an extra storage area housing a new hot water heater complete the layout. This St. Joseph home presents an excellent opportunity for those seeking to establish themselves in this appealing Michigan community. It offers 936 square feet of finished living space & features a brand new roof, updated electrical wiring & fixtures, updated plumbing & has been freshly painted thru-out. Two out buildings add to the storage space. Set on a generous 7,206-square-foot lot, the property provides ample outdoor space for recreation and relaxation. Downtown St. Joseph is just a short distance & you will not want to miss the numerous events that take place year round. The area also features numerous fruit markets, wineries, breweries, restaurants, shopping, Splash pad, Carousel, casinos, & small town activities. And of course Lake Michigan & the many beaches are waiting for you with the access only 1/2 mile from the home. Make your appointment today & let St. Joseph welcome you home. No STR are allowed in St. Joseph City.

315 Kingsley Avenue, St. Joseph

2 Beds ⋅ 2 Baths ⋅ 26041356 MLS ⋅ ACTIVE Status ⋅ South Cliff BLDG.

Lake Michigan views and unbeatable location. This spectacular 2-bedroom, 2-bath condo offers over 2,000 square feet of beautifully finished living space and breathtaking Lake Michigan views from nearly every room. Extensively renovated by the current owners, the open-concept layout lets you take in the water from the living room, kitchen, and dining area alike. The chef-inspired kitchen features quartz waterfall countertops, stainless steel appliances, and soft-close cabinetry — as functional as it is beautiful. The main-floor primary includes a spa-like en suite with a soaking tub, separate walk-in shower, and dual vanities, while a second spacious bedroom, full bath, and laundry area round out the main level. The finished lower level offers a flexible space for entertaining or everyday living. Step outside to your large private patio and soak in the same majestic views. All this just minutes from downtown and the award-winning beaches of St. Joseph.

1802 Lakeshore Drive Unit 6, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26041335 MLS ⋅ ACTIVE Status

Beautifully updated and move in ready three bedroom, two full bath St. Joseph rancher. Updated kitchen with newer cabinetry, granite countertops, tile floor and all appliances. Wood flooring throughout main level. Large finished basement includes recreation room , office and lots of storage areas. This great home also has the most amazing 21 x 15 screened in back porch with vaulted ceilings, separate deck and fenced in back yard. Two car attached garage, tankless hot water heater and a great location to boot! This quality home is move in ready!

1342 Maiden Lane, St. Joseph

3 Beds ⋅ 1 Baths ⋅ 26041226 MLS ⋅ ACTIVE Status

Welcome home to this charming 3-bedroom, 1-bath home situated on a desirable corner lot in a great location! This well-maintained home features beautiful hardwood flooring throughout, adding warmth and character to every room. The kitchen comes complete with newer appliances, making it move-in ready for its next owner. Recent updates include a new roof (2020) and a new sump pump, landscaping, flashing on chimney and more. Ideally located just blocks from St. Joseph Middle School, this home is also just minutes from the beautiful Silver Beach, and close to Southwest Michigan's renowned wineries, wine trails, and tasting rooms. Enjoy easy access to local shopping, dining, parks, and all that the St. Joseph area has to offer. Whether you're looking for your first home or vacation getaway, this charming property offers the perfect combination of comfort, convenience, and location. Don't miss your chance to make it yours!

536 Dell Street, St. Joseph

4 Beds ⋅ 4 Baths ⋅ 26041087 MLS ⋅ ACTIVE CONTINGENT Status

Tucked in Edgewater Dunes, just a short distance to Lake Michigan, this 4-bedroom, 3.5-bath home offers 2,758 finished square feet on a spacious 8,340 sq ft lot. The layout is built for real life — room to spread out, host guests, and keep mornings moving with multiple full baths. Lot's of new since purchased...New Furnace, New A/C, New Flooring, New Paint, Updated Bathrooms. A 2-car garage adds everyday storage and convenience. You're minutes from downtown St. Joseph, the marina, Silver Beach, and local favorites like North Pier Brewery and Infusco Coffee — classic Michigan lake town living, with the beach practically in your backyard.

561 Upton Drive, St. Joseph

3 Beds ⋅ 2 Baths ⋅ 26040881 MLS ⋅ ACTIVE BACKUP Status

This charming turn of the century traditional sits on one of the best streets the City of St. Joseph has to offer. Located in close proximity to all of the amenities of downtown Saint Joseph and within a mile to the sandy shores of Lake Michigan. Forres Avenue's brick paved road, tree lined streets and darling Milton Park add to the attraction. One step inside and you'll fall in love with the parquet floors, built in book shelves, and original wooden staircase. Wind down spending evenings or enjoying morning coffee on your front porch. Enjoy a large primary suite upstairs with room to expand. Each bedroom has a large walk-in closet which is a rare find for this era construction. Since last purchase seller has installed a new roof and gutters, new front porch including tuck pointing, new water heater, new garage door, mostly new windows, reworked landscaping, and a fresh coat of paint making this home move in ready.

1703 Forres Avenue, St. Joseph

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